Car shopping has become something of a science. If you time your purchase right, you could walk away knowing you did your best, while buying during certain times of the month or on the wrong day can be pricier. Here's a look at when you might have the best financial luck.

Shopping by the Day

Contrary to what the ad campaigns would suggest, weekends generally aren't the best time to buy a car. Three-day or holiday weekends like Presidents Day may offer exceptions, but...

Life can naturally be unpredictable, and various events may cause your car insurance rates to fluctuate, too. If you'll be making a change in the future, be aware of which common milestones could affect your premium.

Moving to a new area. In some states, your ZIP code is the primary basis of your car insurance rate. Details like population size, crime rates and even weather can affect your costs.
Accepting a new job. Changing your daily commute may also change your premium...

Naturally, owning a small business means taking on some financial risk. But if you're not properly insured, one accident or lawsuit could potentially close you down.

Avoid coverage gaps and setbacks by reviewing your policy options and making sure you're adequately covered with one or more of the following types of insurance.

General Liability Insurance
This type of coverage will help you avoid losses due to third-party actions like bodily injury lawsuits and...