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Brevard County Space Coast: Palm Bay, Melbourne, Titusville area
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Old 12-27-2012, 08:32 AM
 
2 posts, read 3,610 times
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Hello City-data family,

I received a speeding ticket for 83/70 in the state of South Carolina and I was wondering if this speeding ticket will add points to my Florida's drivers license? or will it raise my insurance rate?
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Old 12-27-2012, 10:52 AM
 
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In general yes and yes. A speeding ticket collected in another state will follow you home, will be reported to Florida and Florida will give out points as if the violation occurred in state.

However, this will happen if you plead guilty in the other state and pay the fine. If you somehow fight the ticket in court and win, then it won't follow you home.

One thing I don't know and you would have to check with the Florida DMV is whether Florida will let you go to traffic school for an out of state violation and avoid the points. Call them and find out.

As for your insurance, yes, they will find out and most likely raise your rate to some extent. If you avoid the points by going to traffic school, you might stay the same.
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Old 12-27-2012, 10:01 PM
 
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It may/may not.

I can't answer for what it will do to your Florida license, but I got a speeding ticket in South Carolina a few years ago too. It did nothing to my insurance at home. I never checked to see if it did anything to my license. From what I understand about insurance companies, they don't pull everyone's record every year. It would be too expensive to do so. Since the insurance companies don't know if you've been speeding unless they pull your driving record, they will have no knowledge of it. So unless you've also been in an accident this year and have triggered a review of your record, you may be lucky. I've gotten two speeding tickets in my life and they were spread apart by several years. Neither time did it affect my insurance and I've had the same insurance agent/carrier for more than 20 years.

On the other hand if your record happens to get pulled, then yes, your insurance will likely go up.
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Old 12-28-2012, 06:52 AM
 
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So is it worth hiring a lawyer to fight for ticket ?
Also if i lose the case, does it trigger a review of the record by insurance companies ?
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Old 12-28-2012, 06:54 AM
 
Location: Atlanta & NYC
6,616 posts, read 12,325,657 times
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I get a speeding ticket every time I step foot in SC. It has never added points to my NY license or increased my insurance rate I don't think.
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Old 12-28-2012, 03:14 PM
 
44 posts, read 157,418 times
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Quote:
Originally Posted by chris1671 View Post
So is it worth hiring a lawyer to fight for ticket ?
Only you can answer that question. Are you in danger of having your insurance dropped? Have you had problems with insurance coverage in the past? If your premium does go up, is this going to cause a financial hardship? I think the answer to these questions will determine if it's worth it for you to hire a lawyer.

As for your other question, I can't say for sure, but my guess would be no, it wouldn't trigger a review. But again, I have never experienced this so I can't say.
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Old 12-29-2012, 09:20 AM
 
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I got a ticket in Vermont two weeks before we moved to Florida. In two years, I never had a Vermont drivers license, it was a PA drivers license with PA tags the whole time I lived there. About 6 months after I moved to Florida, I got a license and tags, no problem. Lived in Florida for 3 years and moved to Kentucky. When I went to the KY-DMV, they wouldnt give me a license until I took care of the 6 year old Vermont fine. So in summation, if you are going to get away with it, FL is a good place to try.

Ive gotten a few tickets in different states and they have never, ever impacted my insurance in any way, in fact, because I was always accident free, my insurance actually went down yearly with State Farm.
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