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If they gave someone your bank info without your permission and consequently info about yourself is given to that other person, who uses it to their advantage to say have info about purchases you made published in a magazine, what is your recourse?
Whenever you use a card to make a purchase, the issuer knows what you bought and where you bought it. I believe they sell categorical data to credit reporting agencies. There are a number of categories considered questionable or dubious or dodgy. For example, you should never use a card in a liquor store, strip club, casino, or other adult establishment, Experian would know if a person made such a purchase with a card, but not specifically what they bought.
Whenever you use a card to make a purchase, the issuer knows what you bought
As someone that actually has a merchant account, I can say with certainty that the above is complete bunk. When I run a customer's card, the issuing bank has no idea whatsoever what that charge is paying for, beyond what my business classification implies.
They may have some relationships with individual companies (e.g. grocery stores, big box, etc) where that kind of data is shared, but I assure you that in most cases, they have no idea what you bought.
As for the OP,
Quote:
Originally Posted by Restrain
Consult an attorney.
is the correct advice.
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