California determined to save Obamacare program. Proposals may include a state mandate in California requiring... (Oakland: 2014, buying)

[CA4Now]

Originally Posted by CaliRestoration

Multiple people were wrong, that's how me, a simple multi-millionaire who understands how an actual market works, understood that ACA would fail, and those "multiple posters" didn't.

But then you'd be wrong, since the ACA didn't fail, did it?

And check that thread of yours in which you claimed that the ACA was a failure (and to which you stopped responding after it was moved to another forum).

[Ultrarunner]

Originally Posted by CA4Now

They're on Medi-Cal. If we want to qualify for Medi-Cal, we'd need to have an income below the poverty level.

Those of us who don't qualify need health insurance.

Actually the Alameda version is Alameda Alliance... and it provided the finest in care for the child...

They didn't need insurance because they had nothing to loose material wise... and that is my point... insurance is to protect what you have... if you have nothing the safety net is rather remarkable... housing, medical, food, cell phone, discount utilities... well you get the picture.

[CA4Now]

Originally Posted by Ultrarunner

They didn't need insurance because they had nothing to loose material wise... and that is my point... insurance is to protect what you have... if you have nothing the safety net is rather remarkable...

Right....but my point is, how many of us would want to have nothing so that we can have our medical bills paid?

[Ultrarunner]

I have thought what life would be to have me as my landlord...

Some families have been with me for decades... single family homes, 3 bedroom, 2 bath, gardener to take care of the landscape... all maintenance in and out included... no repair or decorating expenses.

My kids would qualify for many programs from school meals, after school programs not to mention free internet and a cell phone.

I qualify for continuing education and career guidance.

My Rent: $56 on a $2400 rental and a brand new car in the driveway.... 4 door Toyota Yaris.

Medical is fully covered for me and dependents... no income tax to file unless the short form to get tax credit... plus discount on utilities.

My teen daughter went to Hawaii for a graduation present and is able to attend Cal State East Bay at almost no cost through grants and programs and bus pass.

My neighbors pay $4000 PITI are none the wiser that I pay $56 a month... to shelter me, my teen daughter and twin grandsons... it is the only home they have known.

If the above sound unbelievable... let me assure it is fact... of course not everyone can have me as their property manager... but for those that do... the average tenancy at property I manage is just under 14 years.

I have never asked a tenant to leave because a property was being sold or for any other reason other than non payment...

That said... I have only had about 4 success stories where Housing was a hand up in that the individual was able to go to school and/or train and leave assistance behind... very hard to do when not doing anything means you are taken care of...

The Safety Net in the Bay Area is immense for those in the system and don't screw it up... and some do screw it up... even with $50 rent...

[CA4Now]

Originally Posted by CaliRestoration

Read Ultrarunner's post. You're not understanding the reality of how catastrophic insurance works.

Ultrarunner's example is, as h/she said, for people who "have nothing to lose material wise." (Oh, that's right...you don't want to hear about people like this whose medical expenses are paid for out of our taxes.)

Catastrophic insurance is available for only certain people: those under the age of 30 or who have a "hardship exemption." Look it up.

[Ceece]

Originally Posted by Rakin

To help it out, Every Politician in CA should be required to sign up for an Obamacare Policy and pay for it of of their own pocket.

They might find out it's a very expensive POS HMO Policy that does not let you keep your own doctor.

Right? And no more GROUP POLICIES for anyone. Let everyone in the entire state be forced to use the limited ACA policies that only let you see doctors in your REGION even if you work elsewhere or live down the street from the NEXT REGION with the Medical Center and all your physicians. Let everyone experience the amazingly narrow networks that are 'good enough' for the rest of us.

[SportyandMisty]

Originally Posted by CaliRestoration

That still doesn't escape the fact that you're not describing or understanding how a market economy works.

... and why should today be any different from any other day?

[SportyandMisty]

Originally Posted by CaliRestoration

It cost, on AVERAGE, $50 million for a FDA level clinical trial.

It takes five years for an imported generic to get FDA market clearance.

Yet people think that insurance companies are the ones increasing the costs of healthcare.

For the past decade, Eli Lilly has spent tens of millions of dollars in an attempt to get the FDA to allow Over-The-Counter Cialis. The FDA argues about everything down to & including the density and reflectivity measures of the black ink on the instruction pamphlet. And when once FDA "expert" disagrees with another FDA "expert" on the size of the font on the packaging, the bureaucracy grinds to a halt.

The FDA, in this case, is not reviewing the medicine itself, as Cialis has already gained FDA clearance for ED, BPH, and under the brand name Adcirca, for the treatment of pulmonary arterial hypertension. It is reviewing the case to allow it to be Over-The-Counter so a doctor's prescription isn't required.

The FDA has finally agreed that men can self-diagnose if they have a boner problem, but the FDA is requiring many pages of patient instruction & information to be included in a future hypothetical OTC Cialis -- if it ever is approved for OTC.

[CA4Now]

Originally Posted by SportyandMisty

For the past decade, Eli Lilly has spent tens of millions of dollars in an attempt to get the FDA to allow Over-The-Counter Cialis. The FDA argues about everything down to & including the density and reflectivity measures of the black ink on the instruction pamphlet.

There's an obvious reason for that, and it's the same reason that there's no 100% safe and effective over the counter birth control method available without a prescription. The FDA believes that a medical professional needs to examine the patient before the patient can be prescribed that particular drug.

[CA4Now]

Originally Posted by SportyandMisty

... and why should today be any different from any other day?

And why should the free market apply to health care? It doesn't. So no, it's not different than "any other day."