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We are going to try to get a work prmit and eventually a PR. We will obviously need private health insurance for a while. What will the costs be like? We are a family of 5 that is healthy with 3 kids 5 and under.
We are going to try to get a work prmit and eventually a PR. We will obviously need private health insurance for a while. What will the costs be like? We are a family of 5 that is healthy with 3 kids 5 and under.
Why will you need private health insurance? I believe, with a working permit, you'll be eligible for the regular provincial / government run health insurance like every Canadian.
As far as I know, in some provinces, you may only need private health insurance for the first 90 days after arriving in Canada. In other provinces, you'll be covered on the first day you arrive.
Why will you need private health insurance? I believe, with a working permit, you'll be eligible for the regular provincial / government run health insurance like every Canadian.
As far as I know, in some provinces, you may only need private health insurance for the first 90 days after arriving in Canada. In other provinces, you'll be covered on the first day you arrive.
But:
You have to be employed full time for 6 months before eligible. The 90 day rule is only for citizens/PR. Not sure how it works in other provinces but its easy enough to google.
It sounds strange to me that people who move to Canada with their families with a working permit are not eligible for 6 months and have to buy a private health insurance. Even in the US where there is no universal health care, you would at least be insured by your employer.
Are you saying, with a working permit in Canada neither Canadian government nor your employer take care of you and your family for the whole 6 months? In a country where everybody else is insured?
Last edited by movingwiththewind; 11-29-2011 at 05:45 PM..
You're both correct, as
minibrings refers to OHIP (Ontario) - 6 months' wait
movingwiththewind, BC MSP - there is a 3 months wait
Quote:
Health Care
For you to qualify for coverage with BC’s medical plan, your Work Permit must be valid for six or more months. As a new resident to BC, you will receive health coverage only after you have completed a waiting period. The wait period is calculated as the balance of the month in which you became a BC resident, plus two months. For example, if you became a BC resident on September 10th, 2009, you would be eligible for medical coverage on December 1, 2009. If your Work Permit limits you to a certain employer, that employer must make sure you have health insurance when you arrive in BC.
Individual Extended Health Insurance for Immigrants and other persons waiting for Provincial coverage (* CLHIA Member)
Contact insurers that can provide private medical insurance, for a fee, until your provincial health insurance comes into effect.
You must contact the insurance companies within five (5) days at the latest upon arrival to Canada to apply for the insurance.
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