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Old 02-14-2008, 11:55 PM
 
306 posts, read 1,620,780 times
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Forgive me for asking for information and opinions that have probably been covered here before, but...

Down the road, we'd love to retire to Ontario. (Thus all the lottery tickets in my wallet right now!)

My wife and I are U.S. citizens.

How do-able is this?

What's the procedure to attempt or follow? Do you have to follow the standard attempt to get Permanent Resident status? What does that entail? Or is there some other, particular-to-US-retirees immigration status applicable here?

What are the odds of this legally working?

Does Canada have some kind of strict quota on how many American retirees it permits to move there?

I assume we'd have to pay into the health care system pretty heavily since, of course, we haven't been paying into it all along. What kind of process and cost would that be? Are Americans allowed to carry private, American health insurance, and have their US health insurance company reimburse any health care purchased in Canada?

I know that the Ontario government (or was it the national government?) did away with the special tax they used to levy on Americans buying Canadian property, such as a summer cottage. Does this also apply to would-be American retirees buying their retirement cottage/home?

If retiring to Ontario proves unworkable, how long can an American continuously stay in Canada before he's got to leave, and how long must he wait before he can return for another long stay?

Thanks in advance for any replies.
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Old 02-15-2008, 12:31 PM
edk
 
Location: Toronto
95 posts, read 543,703 times
Reputation: 77
I would imagine that if you can prove financial self-sufficiency (job or retirement income), a clean police record and are fluent in either English or French you should not have any trouble.

Once you live in any province for three months as an immigrant, you shlould qualify for that province's health insurance. If you want to carry other insurance, you can do so. many Canadians do, to pay for such extras as a private room if they are hospitalized.

There would be no extra tax on buying property. Once you are what is called a "Landed Immigrant" you have all the rights of a Canadian citizen, except military service and voting. After three years, I think it is, you can become a citizen, and still retain your US nationality.

But don't necessarily trust me - I went through all of this when I came here from the US over 30 years ago. Any Canadian consulate in the US should have all the information you need. Try it, you'll like it!
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Old 02-15-2008, 08:27 PM
 
4,282 posts, read 15,753,282 times
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Quote:
How do-able is this?
The degree to which it's do-able depends, in part, on how determined you are to make it happen. Immigration procedures involve jumping through some serious paperwork and waiting (and waiting) while your file takes the scenic tour from one bureaucrat's desk to the next. You may want to consider buying property and just spending 6 months in Ontario as an alternative.


Quote:
What's the procedure to attempt or follow? Do you have to follow the standard attempt to get Permanent Resident status? What does that entail? Or is there some other, particular-to-US-retirees immigration status applicable here?
There are various categories through which to immigrate. They are all explained on the Citizenship and Immigration Canada web site : Welcome Page | Page d'accueil

There is no special category available for US retirees. Neither are there any quotas


Quote:
What are the odds of this legally working?
Once you have been granted Permanent Resident's status, you are free to apply for a Social Insurance Number and work legally.

Quote:
I assume we'd have to pay into the health care system pretty heavily since, of course, we haven't been paying into it all along. What kind of process and cost would that be? Are Americans allowed to carry private, American health insurance, and have their US health insurance company reimburse any health care purchased in Canada?
Nope. Once you're a PR, you would be covered under the provincial health plan 90 days after you officially become a resident of the province. If you're covered by the provincial health plan, why would you wish your US insurance to pay for hospitalization? You could certainly have your US-based insurance pick up any costs not covered by OHIP.


Quote:
If retiring to Ontario proves unworkable, how long can an American continuously stay in Canada before he's got to leave, and how long must he wait before he can return for another long stay?
US citzens are permitted to stay in Canada for continuous periods of up to 6 months. Detailed information is available on the web site listed above.


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