U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Automotive > Car Insurance
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Closed Thread Start New Thread
 
Old 12-12-2013, 01:45 AM
 
Location: Sunrise
10,865 posts, read 15,819,626 times
Reputation: 9055

Advertisements

I was rear-ended in Las Vegas the other day. The other driver was at fault (following too close, driving too fast, cited). The other driver's car was totaled. She hit my trailer hitch, so I didn't have so much as a scratch. After the NHP did their cursory investigation, I drove to work.

Other driver has insurance. So do I, but I don't have collision on my work truck. (It's not worth a whole lot. I like my truck, though.)

Two days later, my check engine light came on. I'll go to an auto parts store and have them look up the code and clear it. But if it turns out to be accident related, what is the best way to get the other driver's insurance to pick up the tab? At the very least, I think I'm entitled to an alignment. I was rear-ended hard enough to crumple the other driver's car like origami. So I want my truck to get a once-over, whatever that check engine fault is, and an alignment.

I don't want to just call "Big National Insurance Company" and ask them for money. Surely there is a proper way to go about this?
Rate this post positively

 
Old 12-12-2013, 06:36 AM
 
Location: Connecticut
470 posts, read 1,479,632 times
Reputation: 398
Get a copy of the police report then call their insurance company with that and their policy number. Don't go to the shop they recommend, find one yourself that you trust. Also tell them you want to be reimbursed for the diminished value of your truck now that it will show accident damage when a car fax is pulled if you decide to sell it.
Rate this post positively
 
Old 12-12-2013, 06:38 AM
 
2,341 posts, read 10,871,785 times
Reputation: 2040
Call your insurance company ASAP. This may or may not be accident-related, but they at least need to know it's happening.

Was your truck inspected after the accident?

Also, if you need an alignment because of the accident, you have some serious damage.
Rate this post positively
 
Old 12-12-2013, 07:01 AM
 
4,669 posts, read 4,774,551 times
Reputation: 6209
Being hit in the trailor hitch could transfer the accident impact directly to the frame instead of letting crush panels do their job
Rate this post positively
 
Old 12-12-2013, 07:39 AM
 
8,778 posts, read 18,381,134 times
Reputation: 5272
Quote:
Originally Posted by ScoopLV View Post

Other driver has insurance. So do I, but I don't have collision on my work truck.
Quote:
Originally Posted by GarageLogic View Post
Call your insurance company ASAP.
^^^^^See bolded.
Rate this post positively
 
Old 12-12-2013, 07:55 AM
 
2,341 posts, read 10,871,785 times
Reputation: 2040
Quote:
Originally Posted by Stratford, Ct. Resident View Post
^^^^^See bolded.
That's irrelevant when the other person is at fault.
Rate this post positively
 
Old 12-12-2013, 08:05 AM
 
8,778 posts, read 18,381,134 times
Reputation: 5272
Quote:
Originally Posted by GarageLogic View Post
That's irrelevant when the other person is at fault.

What will the OP's insurance company do for him in this circumstance?
Rate this post positively
 
Old 12-12-2013, 08:11 AM
 
1,974 posts, read 2,987,369 times
Reputation: 3078
it sounds pretty unlikely you to me that your truck suffered any damage from the accident. You said not even a scratch. Has the bumper and hitch moved?
Rate this post positively
 
Old 12-12-2013, 08:27 AM
 
2,341 posts, read 10,871,785 times
Reputation: 2040
Quote:
Originally Posted by Stratford, Ct. Resident View Post
What will the OP's insurance company do for him in this circumstance?
The insurance companies work together to settle these things.

If the OP wants to ensure fast action, he simply needs to mention "neck pain" when he talks to his insurance company rep.
Rate this post positively
 
Old 12-12-2013, 08:31 AM
 
8,778 posts, read 18,381,134 times
Reputation: 5272
Quote:
Originally Posted by GarageLogic View Post
The insurance companies work together to settle these things.

If the OP wants to ensure fast action, he simply needs to mention "neck pain" when he talks to his insurance company rep.
Are you referring to a specific state? Or all states?
Rate this post positively
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Similar Threads

All times are GMT -6. The time now is 06:26 PM.

© 2005-2022, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top