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Old 07-28-2014, 06:29 PM
 
Location: Ohio
5,624 posts, read 6,841,543 times
Reputation: 6802

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I wouldnt advise driving any car without insurance, even if you just bought it.
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Old 07-28-2014, 06:37 PM
 
3,426 posts, read 3,342,006 times
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Quote:
Originally Posted by Ohky0815 View Post
I wouldnt advise driving any car without insurance, even if you just bought it.
This. Call your insurance co. give them the VIN of the car you're buying BEFORE you put it on the road! God forbid you get pulled over, or worse, you're involved in an accident! Even if a drunk driver rear-ends you, you'll still get in trouble for driving without insurance.
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Old 07-28-2014, 07:10 PM
 
11,555 posts, read 53,163,200 times
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^^^^^^!.

If you have current auto insurance, then a call to your agent notifying them of the new acquisition details will get you covered under their temporary binder for a new acquisition.

Don't drive your vehicle unless you have some coverage, at least to the minimums of your state requirements.

It's not legal to drive without that coverage. You wouldn't be the first new owner to get into an accident. Do you want that risk and consequences if things don't go right?
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Old 07-28-2014, 07:13 PM
 
Location: Volcano
12,969 posts, read 28,428,088 times
Reputation: 10759
You can actually think this through for yourself...

Let's say you pull out of the dealer's lot with the new car you just borrowed mucho bucks for, and at the first intersection you cause a terrible accident in which both your car and another's car are totally demolished and people are seriously injured.

Who is going to pay for all the damages? Sorta looks like it might hit $500,000 in damages and YOU are legally responsible for every penny of it. So who will wind up paying the bill?

Your theoretical "I hope they still cover it" former insurance company? Or the agent you specifically arranged for coverage with, who actually bound a policy for you?

Not hard, is it?
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Old 07-28-2014, 09:30 PM
 
5 posts, read 6,640 times
Reputation: 12
let me know where you drive so I can avoid that area
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Old 07-28-2014, 09:57 PM
 
Location: Scottsdale, AZ
16,961 posts, read 17,334,272 times
Reputation: 30258
I'm sure you can drive any car without insurance, registration or even a drivers license. Just don't caught.
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Old 07-29-2014, 04:13 AM
 
Location: Funkotron, MA
1,203 posts, read 4,080,722 times
Reputation: 1821
No one here can give you good advice without knowing what state you live in. Instead of asking a board of people from all different states, a specific question like this should be directed towards your insurance company or RMV.
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Old 07-29-2014, 04:23 AM
 
Location: Old Bellevue, WA
18,782 posts, read 17,354,912 times
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Years ago I knew a guy who would buy used cars, work on them, and sell them for a profit. He got into an accident with such a car, uninsured, and the other driver sued. He wound up going bankrupt over it.
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Old 07-29-2014, 04:25 AM
 
Location: Long Neck,De
4,792 posts, read 8,186,434 times
Reputation: 4840
Quote:
Originally Posted by seamusnh View Post
It differs by state. For example, in MA, the answer is no. In NH, the answer is yes.
Exactly. Different states have different laws. I would not move the car until I was sure I had liability coverage.
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Old 07-29-2014, 04:35 AM
 
Location: Airports all over the world
7,487 posts, read 8,001,860 times
Reputation: 106086
In Alaska if you finance the car you will not get out the front door with the car keys until the lender has a binder from your insurance company. I seem to recall if you did not have a current insurance policy you could purchase insurance thru the lender, at a very high cost.
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