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Old 02-21-2020, 10:12 AM
 
Location: NJ
31,771 posts, read 40,672,588 times
Reputation: 24590

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Quote:
Originally Posted by markg91359 View Post
1. Driving a car is a privilege not a right. It therefore follows if the state wants to mandate insurance in order for you to drive a car, you have to buy insurance. If you don't like financial responsibility laws you can try to talk the state legislature into repealing them. It won't happen though. Most of us want other drivers to have to share in the cost of damages caused by car accidents.
driving a car is absolutely a right. the government doesnt have the right to just determine whether things we do are considered rights or privileges. they have no right to arbitrarily stop us from doing things. we have the right to buy a car and the right to drive it.
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Old 02-21-2020, 02:03 PM
 
14,400 posts, read 14,286,698 times
Reputation: 45726
Quote:
Originally Posted by CaptainNJ View Post
driving a car is absolutely a right. the government doesnt have the right to just determine whether things we do are considered rights or privileges. they have no right to arbitrarily stop us from doing things. we have the right to buy a car and the right to drive it.
1. There is a law that requires you to obtain a driver's license to operate a vehicle on public roads and highways.

2. The license can and will be denied if you fail to meet certain criteria.

3. You have no right to drive a car without a license.

4. Therefore, driving is a privilege because you can be denied a license for failing to meet certain criteria.

5. The right to drive a car can be denied if you fail to purchase insurance that meets your state's minimum requirements under its financial responsibility law.

I am not interested in getting into some libertarian BS that tries to claim all these laws are invalid. They aren't.

This is the law today and until it is overturned or repealed, driving a car is a privilege, not a right.
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Old 02-21-2020, 06:23 PM
 
Location: San Antonio, TX USA
5,251 posts, read 14,236,028 times
Reputation: 8231
Quote:
Originally Posted by CaptainNJ View Post
driving a car is absolutely a right. the government doesnt have the right to just determine whether things we do are considered rights or privileges. they have no right to arbitrarily stop us from doing things. we have the right to buy a car and the right to drive it.
You have a right to free travel. You do not have a right to drive a car.
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Old 02-22-2020, 07:29 AM
 
1,185 posts, read 749,652 times
Reputation: 2398
Quote:
Originally Posted by CaptainNJ View Post
driving a car is absolutely a right. the government doesnt have the right to just determine whether things we do are considered rights or privileges. they have no right to arbitrarily stop us from doing things. we have the right to buy a car and the right to drive it.
Not really, as you still have to be licensed - or are you arguing that there should be zero check/balance on that as well?
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Old 02-24-2020, 09:39 PM
 
Location: Saint John, IN
11,583 posts, read 6,729,146 times
Reputation: 14786
Quote:
Originally Posted by markg91359 View Post
1. There is a law that requires you to obtain a driver's license to operate a vehicle on public roads and highways.

2. The license can and will be denied if you fail to meet certain criteria.

3. You have no right to drive a car without a license.

4. Therefore, driving is a privilege because you can be denied a license for failing to meet certain criteria.

5. The right to drive a car can be denied if you fail to purchase insurance that meets your state's minimum requirements under its financial responsibility law.

I am not interested in getting into some libertarian BS that tries to claim all these laws are invalid. They aren't.

This is the law today and until it is overturned or repealed, driving a car is a privilege, not a right.
Perfectly said!!

As an insurance agent I have told many clients over the years, none of us like paying for insurance, but you'll be happy you have it if you need it!
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Old 02-26-2020, 09:54 AM
 
4,935 posts, read 3,044,617 times
Reputation: 6727
Quote:
Originally Posted by markg91359 View Post
A heck of lot more people than insurance companies want that law.
This topic is a very long debate, dating back 100 years; and repeatedly challenged in court.
Perhaps the above is an accurate statement(generally logic dictates if I have to pay so should everyone else), and courts always rule in favor of insurance citing the old driving is a privilege...yadda yadda yadda.
Horses and carriages killed plenty of people, and being forced by the government to buy any product is unconstitutional.
One thing is certain, when it is challenged; insurance companies send an army of lawyers to contest.
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Old 02-29-2020, 02:19 PM
 
311 posts, read 193,770 times
Reputation: 170
I would tend to agree with CaptainNJ that it is a right to own and operate a vehicle.

But, simply because you have the right to own and operate a vehicle does not mean that you have the right to own and operate that vehicle on someone else's road. If I am running a toll road and insist that people who use said toll road must be licensed, have insurance, and pay a toll then these restrictions in no way impinge on your right to own and operate a vehicle. Rather, they are about my right to use my toll road, which I own, in the manner in which I see fit.

In light of that, imagine that we are talking about an Interstate near you. Who owns that Interstate? Who sets the rules for how someone uses that Interstate?
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Old 03-03-2020, 11:15 AM
 
572 posts, read 324,861 times
Reputation: 345
Auto-insurance is always beneficial. You never know when you are going to need it. Changing a state because of just avoiding the insurance is not normal in my opinion.
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