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Old 12-19-2023, 05:53 AM
Location: Sandy Eggo's North County
10,300 posts, read 6,818,131 times
Reputation: 16851


Originally Posted by jlvs2run View Post
My car insurance company is supposedly now owned by a different higher up company,
which raised my yearly rate from $371 to $720 a year, almost a 100% increase, which starts this coming week.

I'm 77, have a good driving record, drove only 327 miles this past year, and haven't made any claims.
I currently have collision insurance, but not comprehensive. It seems to me that they're charging way too much.

My car is a Plug in Prius but was purchased used and was not expensive.
Thus I can afford to pay for any repairs, and my low mileage reduces the potential for damages.

Is it possible for me to get just liability and uninsured coverage and would that be enough for me?
If so, what coverage should I look for, and what companies are most likely to provide it for reasonable rates?
If you only drive 327 miles a year, then sell your car and take a taxi. (Uber & Lyft are too expensive.)

Really, if your insurance costs you over 2 dollars per mile, then it's time to rethink driving.
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