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Old 08-18-2008, 01:34 PM
 
8,413 posts, read 37,583,386 times
Reputation: 6329

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Does anyone have this?

PetCare Pet Insurance: Cat Health Insurance at PETCO (http://www.petco.com/petco_Page_PC_petcareinsurance_Nav_213.aspx - broken link)
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Old 08-19-2008, 01:13 AM
 
Location: Houston, TX
2,392 posts, read 5,701,303 times
Reputation: 6330
Instead of pet insurance I figured out what my monthly premiums would be and just set that aside in a seperate account.

I also have a Care Credit card in case I have used my pet savings.

Of course with five animals my monthly premium would be about $120 a month. For someone with only one animal who's premium would be quite a bit less it would take a long time to put away any significant amount of money.
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Old 08-20-2008, 11:06 AM
 
8,413 posts, read 37,583,386 times
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Yeh mine would only be like 30 and cover health problems up to 60,000.

Im just worried because the one had cat cancer or FIV and died suddenly and I wanted to get my other guy covered.
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Old 08-22-2008, 08:29 PM
 
2,560 posts, read 5,506,109 times
Reputation: 962
Clark Howard doesn't recommend pet insurance because it is usually limited. We have never had it.
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Old 11-25-2008, 07:35 AM
 
1 posts, read 8,617 times
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[url=http://www.petcareinsurance.com]Pet Insurance for your Dog or Cat - PetCare Pet Insurance[/url] is the biggest rip off in the insurance industry. When you file a claim, they will look for any way to dismiss claim. When you call, they will hang up or direct you to a disconnected number - Sandy loves to do this. If you do have a claim with Petcare Insurance, start the paper work with NY's attorney general's office. You'll need the AG to get anything out of these lowlifes from Rochester.
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Old 11-25-2008, 07:49 AM
 
Location: DC Area, for now
3,517 posts, read 12,631,632 times
Reputation: 2167
When I looked into it, it seemed there were so many exclusions that when compared to my costs at the vet, I would spend less money just paying for it. You spend more for an older pet, but they exclude all those age related costs or charge so much that you don't win.
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Old 12-04-2008, 07:27 AM
 
Location: Coffee Bean
659 posts, read 1,650,576 times
Reputation: 819
I would pass on the insurance. I worked at a vet clinic where we dealt with a couple of clients who had pet insurance. Unfortunately, the system is just not set up well. It's usually a system of reimbursement - you pay and MAYBE you get reimbursed, and there's a mountain of complicated paperwork you and your vet have to fill out.

They also often provide VERY limited coverage - like only for vaccines and routine care, which is usually not the most expensive stuff, and (like any insurance company on the planet) they LOOK for reasons to deny you coverage.

I'm hopeful that pet insurance will mature and provide a little more coverage and have an easier claim filing system sometime in the future, but I'm afraid they're just not there yet.
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Old 06-23-2009, 05:51 AM
 
Location: California
10,091 posts, read 39,900,633 times
Reputation: 22133
I have never heard anything positive from anyone who tried to file a claim regarding pet ins. It is very limited in just what it covers. You'd be better off saving up in a pet fund as suggested above.
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