Cat insurance (food, vaccines, surgery, veterinary)

[Poopy00]

Can anyone recommend a company who would cover my 2 cats?

They go outside and are both less than 8 years old. No pre existing conditions.

[FindingZen]

I would recommend VPI. www.petinsurance.com It's the one I chose for my cat.

I also think I will move this thread over to the Pets forum. Unlike "people insurance", I don't think pet insurance changes by state.

[Poopy00]

Originally Posted by Tone509

I would recommend VPI. www.petinsurance.com It's the one I chose for my cat.

I also think I will move this thread over to the Pets forum. Unlike "people insurance", I don't think pet insurance changes by state.

Thanks. I wasn't sure.

[arel]

There are many companies that provide cat insurance.

You can google "pet insurance" and get a lot of information.

Here is a chart, although I don't know how recent it is:

http://http://www.petinsurancereview.com/cat.asp (broken link)

Here's another link, about the advisability of getting pet insurance these days:

http://http://articles.moneycentral.msn.com/Insurance/AssessYourNeeds/ShouldYouBuyPetInsurance.aspx (broken link)

I shelled out over $5000 on my cat Sammy last month. He had to spend a week in an emergency/specialty hospital. He came home, but, sadly, he passed away a short time later. And shortly before his final illness, I spent about $700 on dental surgery for his painful gingivitis.

If I had had pet insurance, I'd have saved a bundle. And if I hadn't had that kind of money available, I would have had to deny my cat the treatment he needed, which would have had grave repercussions for the cat and also for my conscience. If I had used CareCredit, which can be extremely useful, I would only have deferred costs, not eliminated them. And I would have had to go into debt. And even with the CareCredit, what if the veterinary costs are higher than your credit limit?

With my cats over the years, I have had to deal with hepatic lipisososis, diabetes and cancer. All are serious, and all are expensive to treat.
As the cats get older, the probability of serious illnesses increases. And I don't think you can get pet insurance when the cats get too old. And I strongly doubt you can get insurance once a serious and expensive illness has already been discovered. Or, if you can, that particular (and expensive) condition will almost certainly be excluded from your policy.

[Woof Woof Woof!]

I don't like pet insurance. I think it's a rip-off.

You are better off to put that money in an emergency fund.

Another good insurance is to keep the kitties indoors.

Feed wet food (never dry) and go easy on vaccinations. Animals do not need yearly vaccines.

www.catinfo.org