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Old 04-10-2009, 06:41 PM
 
295 posts, read 1,008,058 times
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Jerry Maguire said it best................Who’s coming with me?
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Old 04-10-2009, 07:42 PM
 
Location: State of Being
35,883 posts, read 71,585,519 times
Reputation: 22615
From what I have seen in reports, they are a good solid bank. Smart move!
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Old 04-10-2009, 08:18 PM
 
Location: CLT native
4,280 posts, read 10,568,200 times
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Congrats!
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Old 04-10-2009, 10:43 PM
 
148 posts, read 533,520 times
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I'm interested to see what your experience is with them. I have an uncle that works for First Citizens and he always refers to them as "First Criminals"...but he won't elaborate. He's worked for them for years but banks with SECU.
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Old 04-11-2009, 05:59 AM
 
2,914 posts, read 3,608,342 times
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What's wrong with Wells/Wachovia?
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Old 04-11-2009, 07:39 AM
 
Location: State of Being
35,883 posts, read 71,585,519 times
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Quote:
Originally Posted by theS5 View Post
What's wrong with Wells/Wachovia?
My question is not what is wrong with any financial institution at this point in time, cause the truth is - who really knows? They don't even know what their own situations are w/ toxic assets, despite all this "stress testing" that is going on.

So I think in trying to determine what bank one would want to have an account with - the question would be - what is RIGHT w/ WF/Wachovia?

I would like to hear what they are doing to help consumers and extend credit, etc.
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Old 04-11-2009, 08:44 AM
 
129 posts, read 377,795 times
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Look on the bright side we had two banks close this weekend and one was in North Carolina but it wasn't First Citizens
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Old 04-11-2009, 08:51 AM
 
Location: Wouldn't you like to know?
9,115 posts, read 16,553,729 times
Reputation: 3714
Quote:
Originally Posted by anifani821 View Post
My question is not what is wrong with any financial institution at this point in time, cause the truth is - who really knows? They don't even know what their own situations are w/ toxic assets, despite all this "stress testing" that is going on.

So I think in trying to determine what bank one would want to have an account with - the question would be - what is RIGHT w/ WF/Wachovia?

I would like to hear what they are doing to help consumers and extend credit, etc.
I can't speak for all divisions of Wach, however I have my checking accounts w/them. Positives are that there are branches everywhere and the tellers are very courteous...online is also easy to navigate IMO.

I just refi'd w/them at 4.75 fixed / 4.992 APR no points 30 yr......the loan officer is a good guy and they've gone out of their way to make sure everyting has gone smooth...also have prime eq line of credit w/them.....

They've treated me well. I can't complain. However some might've had a different experience...
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Old 04-11-2009, 09:01 AM
 
Location: State of Being
35,883 posts, read 71,585,519 times
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Quote:
Originally Posted by CouponJack View Post
I can't speak for all divisions of Wach, however I have my checking accounts w/them. Positives are that there are branches everywhere and the tellers are very courteous...online is also easy to navigate IMO.

I just refi'd w/them at 4.75 fixed / 4.992 APR no points 30 yr......the loan officer is a good guy and they've gone out of their way to make sure everyting has gone smooth...also have prime eq line of credit w/them.....

They've treated me well. I can't complain. However some might've had a different experience...
Thank you, Jack. That was exactly the type of info I was seeking. Personal experience - especially recent experience.
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Old 04-11-2009, 09:04 AM
 
Location: Charlotte, NC
123 posts, read 282,411 times
Reputation: 36
I am still with BoA becoz if you have more than $25K in all the accounts combined, you get free trading account. No charge up to 30 transactions a month, which works great for me. I pay out all my CC dues in full all the time, so not worried there either, for now!
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