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Old 08-13-2012, 12:29 PM
 
9 posts, read 19,796 times
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My wife and I are trying to rent a townhome in the western suburbs of Chicago. I have a 640 credit score, a combined family income of $130K, no kids, stable jobs, no bk, no foreclosure, and we have been in our current place for 6 years with no issues. Credit took a small hit when I lost my job 4 years ago, but I also paid off 2 auto loans during that time.

A couple of the landlords I've contacted have asked me for, what I consider to be, BIG money down because of my credit score.

Is a 640 score with no bad autos, no bk, no foreclosure REALLY that bad of a credit score in the real estate industry?

I didn't think I would have an issue getting a place but now it seems like it might turn into a problem.

Any suggestions?

Cross posted this on the Illinois board.
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