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Old 11-23-2007, 11:28 PM
 
19 posts, read 124,352 times
Reputation: 13

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This time I don't have renter's insurance to cover my stuff for the trip to Chicago. Uhaul offers insurance for the truck and I think my stuff too for $98 and the auto transport which covers the car for additional $10. any opinions? I will be driving back in Dec. (possibly in the snow, I hope not)

Sincerely,
HSH
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Old 11-23-2007, 11:34 PM
 
Location: Fairbanks Alaska
1,677 posts, read 6,143,353 times
Reputation: 673
Call your auto insurance carrier, and ask if they cover the van as a rental car. Your car insurance should cover anything happening to your car. Belongings? No clue.
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Old 11-24-2007, 10:07 AM
 
Location: Chicago
2,467 posts, read 11,810,528 times
Reputation: 890
Quote:
Originally Posted by Arcticthaw View Post
Call your auto insurance carrier, and ask if they cover the van as a rental car. Your car insurance should cover anything happening to your car. Belongings? No clue.
Definitly call your car insurance company. Some will cover you driving any vehicle, but other's won't (mine will, but oftentimes the contract you sign says that you have to basically pay for the amount it would cost to replace the car, not blue book, and any time they lost renting it out-that insurance won't cover). If your insurance doesn't cover it, I wouldn't risk it. I've found that renters insurance will cover the move but car insurance won't. That being said, it may be worth getting renters insurance before you move instead of UHaul's. Mine was less than $100 for the entire year in Chicago and it included my moves.
Good luck.
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Old 11-25-2007, 04:07 PM
 
356 posts, read 471,026 times
Reputation: 27
How do you feel about watching all your possesions go up in flames when an 18 wheeler rams the back of you on an icey road? Of course you need insurance!-- See if your auto insurance or your current homeowners insurance provides any coverage.

If you dont know where you are staying yet-- Why not leave everything where it is or sell it and start anew here in Chicago!
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Old 11-25-2007, 09:42 PM
 
145 posts, read 619,151 times
Reputation: 58
GET THE FREAKING INSURANCE! Sorry for yelling but I have found out the *very* hard way that insurance companies will not cover a u-haul type truck that is about a certain weight range (& that weight is really low), so please get the insurance. And make sure it covers the truck as well as any other vehicle in case of the collision. This is one place you don't want to cheapen out on (ask me some other time how I know the value of this).
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Old 11-25-2007, 09:57 PM
 
2,140 posts, read 7,548,977 times
Reputation: 1270
I'd get the insurance. It's worth it, just in case.
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Old 11-26-2007, 08:15 AM
 
Location: Tower Grove East, St. Louis, MO
12,063 posts, read 29,977,583 times
Reputation: 3784
I agree with jessiegirl about the renter's insurance- mine is only $100 for the year and it covered my move as well.
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Old 11-26-2007, 09:23 PM
 
19 posts, read 124,352 times
Reputation: 13
Man, I just love Chicagoans. They say it straight, no dancing around and to the point. Thanks for the input, it got my attention.

HSH
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