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Old 05-17-2011, 12:44 PM
 
1,230 posts, read 2,516,624 times
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Just an FYI for all you....if you ever find yourself needing some state's assistance for a while...

NO doctors take Charter Oak... I have a few preexisting conditions, and None of my doctors will see me anymore...I called around locally... huge brush off...I'm shocked at how I suddenly became a pariah because my husband died...

My daughters pediatrician luckily takes Husky... she'll be ok...

But I am toast...

My Primary Care's office was actually snippy....

It should be ILLEGAL for them to not take it...
It is run by Aetna... they all take... Aetna... Just NOT if the state is paying towards it... By the way.. it isn't free...
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Old 05-17-2011, 01:24 PM
 
8,778 posts, read 18,621,474 times
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Have you checked to see if any of your providers are participating with the other 2 Charter Oak administrators(United Health, CHN)?

Americhoice | Find a Doctor or Facility

Charter Oak Provider Lookup
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Old 05-17-2011, 03:02 PM
 
Location: New England
8,155 posts, read 20,015,208 times
Reputation: 3320
Quote:
Originally Posted by seymourct View Post
Just an FYI for all you....if you ever find yourself needing some state's assistance for a while...

NO doctors take Charter Oak... I have a few preexisting conditions, and None of my doctors will see me anymore...I called around locally... huge brush off...I'm shocked at how I suddenly became a pariah because my husband died...

My daughters pediatrician luckily takes Husky... she'll be ok...

But I am toast...

My Primary Care's office was actually snippy....

It should be ILLEGAL for them to not take it...
It is run by Aetna... they all take... Aetna... Just NOT if the state is paying towards it... By the way.. it isn't free...
First off, I'm sorry to hear you are in such a situation. My heart goes out to you.

I don't want to get into a healthcare debate, but the main reason healthcare costs are so high to begin with is the government screwing with it. So, it's at the point now you really can't go without insurance, and the insurance companies are facing costs so high they have to be scummy to survive. This whole thing seems to be forcing the issue of socialized healthcare. It's a mess. But I digress.

I don't know when or how quickly Sustinet will be in place, but they put it on the fast track Jan 2011. Just FYI.

Also if you are destitute and qualify for state assistence, you can get health coverage.
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Old 05-17-2011, 03:31 PM
 
Location: New London County, CT
8,949 posts, read 11,388,606 times
Reputation: 5143
I have Charter Oak (which I pay full boat for-- don't qualify for any discounts). Also no completely private insurance will take me since I have a history of colon cancer. I thank goodness that the government of the state of Connecticut has such a program. There are hundreds of thousands of people in my position across the country. The government is the ONLY reason some of us have insurance...

I have had a good experience with Charter Oak (for the most part) as they paid for most of my surgery and chemo related to the colon cancer. I took the United Health Care option. I did run up against the yearly 100K maximum and all of my expenses (numerous and plenty) till June 1 are out of pocket.

The real reason that insurance is out of sight is because for some reason that I can't determine Americans have wrongfully equated profitability with things that are good for society.... Available health care is good for everyone... regardless of the profitability of private insurance corporations. Profitability is secondary. Sorry.
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Old 05-17-2011, 03:34 PM
 
1,230 posts, read 2,516,624 times
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Yes I asked, & was told they dont participate with ANY charter oak plans.

Primary care... told me to go use the practice inside Griffin, - which is the hospital that just killed my husband...ok... he had his terminal event and the nearest transport was there... regardless... I am trying not to set foot in that building again... way way way too painful....


Just found a practice through the tunnel in Hamden that will help and take any of the 3 plans....

Not sure what is the best at paying out....in a timely fashion...

I need regular A1C checks... for resistance...and I need a vascular specialists....I have some disabilities that were managable here... can't stand too long or sit too. long... He took care of everything.....

Anyway the small bit of good news is that dd pediatrician will take any of the plans... we just both need to be on the same one...
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Old 05-17-2011, 03:45 PM
 
Location: New England
8,155 posts, read 20,015,208 times
Reputation: 3320
Quote:
Originally Posted by mlassoff View Post
I The real reason that insurance is out of sight is because for some reason that I can't determine Americans have wrongfully equated profitability with things that are good for society.... Available health care is good for everyone... regardless of the profitability of private insurance corporations. Profitability is secondary. Sorry.
Not for a business. How can they continually operate at a loss? I'm not saying one is right and one is wrong, it's just factual.

Healthcare costs are out of sight. When a 20 minute ultrasound bills out for $600.00 something is wrong. A $50,000 piece of equipment, $65K employee and basic office space does not dictate $1200 per hour billing rate. WTF?

A lot of these out of sight costs are driven by government funded programs dictating payouts and costs for services.

The whole system is a mess. The insurance companies can't survive without being scummy, the government/people can't afford universal healthcare...it's broken for sure.

I mean think about it. You yourself ran up a bill basically equal to your yearly salary. That's obscene! (Not that you needed treatment, but the costs associated with it.) Somebody has to cover that cost.

And trust me, I have a sick mother with no spouse and only one child who has no health insurance so I'm not to far removed from both sides of the debate myself.

Quote:
Originally Posted by seymourct View Post
Yes I asked, & was told they dont participate with ANY charter oak plans.

Primary care... told me to go use the practice inside Griffin, - which is the hospital that just killed my husband...ok... he had his terminal event and the nearest transport was there... regardless... I am trying not to set foot in that building again... way way way too painful....


Just found a practice through the tunnel in Hamden that will help and take any of the 3 plans....

Not sure what is the best at paying out....in a timely fashion...

I need regular A1C checks... for resistance...and I need a vascular specialists....I have some disabilities that were managable here... can't stand too long or sit too. long... He took care of everything.....

Anyway the small bit of good news is that dd pediatrician will take any of the plans... we just both need to be on the same one...
Glad to hear you made some headway. Good luck.
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Old 05-17-2011, 03:49 PM
 
Location: New London County, CT
8,949 posts, read 11,388,606 times
Reputation: 5143
Quote:
Originally Posted by JViello View Post
Not for a business. How can they continually operate at a loss? I'm not saying one is right and one is wrong, it's just factual.

Healthcare costs are out of sight. When a 20 minute ultrasound bills out for $600.00 something is wrong. A $50,000 piece of equipment, $65K employee and basic office space does not dictate $1200 per hour billing rate. WTF?

A lot of these out of sight costs are driven by government funded programs dictating payouts and costs for services.

The whole system is a mess. The insurance companies can't survive without being scummy, the government/people can't afford universal healthcare...it's broken for sure.

I mean think about it. You yourself ran up a bill basically equal to your yearly salary. That's obscene! (Not that you needed treatment, but the costs associated with it.) Somebody has to cover that cost.

And trust me, I have a sick mother with no spouse and only one child who has no health insurance so I'm not to far removed from both sides of the debate myself.

Glad to hear you made some headway. Good luck.
I agree with most of what you said here.

No one can expect a company to continually operate at a loss-- which is why health care funding needs to be single payer... As in universal government funded health care.
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Old 05-17-2011, 03:52 PM
 
Location: New England
8,155 posts, read 20,015,208 times
Reputation: 3320
Quote:
Originally Posted by mlassoff View Post
I agree with most of what you said here.

No one can expect a company to continually operate at a loss-- which is why health care funding needs to be single payer... As in universal government funded health care.
While I don't agree with the concept, I believe the hand has been forced to make this so. There was a time when both worked in harmony, something changed...I believe on purpose.

The universal healthcare folks can now use the phrase "checkmate".
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Old 05-17-2011, 04:03 PM
 
1,230 posts, read 2,516,624 times
Reputation: 576
Quote:
Originally Posted by JViello View Post
First off, I'm sorry to hear you are in such a situation. My heart goes out to you.

.
Thank you soo much... it was way too sudden
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Old 05-17-2011, 04:10 PM
 
1,230 posts, read 2,516,624 times
Reputation: 576
Mlassoff-- I pray your in remission. United was good then? I was thinking aetna only cause I'd heard of them.
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