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Old 03-11-2015, 07:46 PM
 
1,325 posts, read 2,365,973 times
Reputation: 1062

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The teen got the money, and spent it on a BMW? Yeah, he got what he had coming. That mom is a piece of work too. I wonder if the bank had insurance to cover against this type of event.
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Old 03-11-2015, 07:47 PM
 
3,804 posts, read 6,172,128 times
Reputation: 3338
Quote:
Originally Posted by PeaceAndLove42 View Post
Teen convicted after spending $30K mistakenly deposited into his account | myfox8.com



Why should he have to pay it back or be punished at all? The bank's the one who screwed up.
So true. This kis's life is ruined over the bank's mistake, and even if he had caught it the bank would likely have refused to even give him a written statement saying it was their fault.
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Old 03-11-2015, 07:58 PM
 
78,396 posts, read 60,579,949 times
Reputation: 49676
Quote:
Originally Posted by AuburnAL View Post
So true. This kis's life is ruined over the bank's mistake, and even if he had caught it the bank would likely have refused to even give him a written statement saying it was their fault.
That kids life isn't ruined. He still has the same bright career path of ahead of him that he always did.

Selling oxy, breaking into peoples cars, stealing equipment and tools from garages....the usual.
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Old 03-11-2015, 08:01 PM
 
Location: Flawduh
17,172 posts, read 15,382,471 times
Reputation: 23754
Quote:
Originally Posted by gichicago View Post
The teen got the money, and spent it on a BMW? Yeah, he got what he had coming. That mom is a piece of work too. I wonder if the bank had insurance to cover against this type of event.
Aren't banks (and most registered businesses) required to carry insurance for situations such as this?
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Old 03-11-2015, 08:05 PM
 
Location: Arizona
6,131 posts, read 7,986,461 times
Reputation: 8272
Quote:
Originally Posted by Gtownoe View Post
For him to be a thief, he would have had to have stolen it.




I say this having never stolen anything. But this case is different.
He did.

That's why he got convicted.
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Old 03-11-2015, 08:06 PM
 
Location: Denver 'burbs
24,012 posts, read 28,455,426 times
Reputation: 41122
Quote:
Originally Posted by Arcenal352 View Post
Aren't banks (and most registered businesses) required to carry insurance for situations such as this?
Most insurers will require subrogation.
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Old 03-11-2015, 08:08 PM
 
Location: Coos Bay, Oregon
7,138 posts, read 11,029,019 times
Reputation: 7808
Quote:
Originally Posted by charlygal View Post
The bank takes responsibility for their mistake but the guy still stole the money.

Are you saying the bank should have just gone "whoops" and let the guy keep the money?
Why not?

If you are shopping in a store and pay for a purchase with a $100 bill and the clerk gives you back $20 too much change. You just put it in your wallet and walk out. Then when you are driving home, you see flashing red and blue lights behind you. You pull over and the cop tells you that you walked out of the store with $20 too much change. You open your wallet and sure enough there is an extra $20 in it. So the cop tells you to get out of the car, you are under arrest for stealing $20. Would that make since? Of course, not. But that's exactly what happened here.

Would the store do something like that? Of course not. The clerk would just go whoops, I gave that guy too much change, now my register is going to be short $20, damn. Oh well. Why should't the bank do the same?
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Old 03-11-2015, 08:08 PM
 
Location: Arizona
6,131 posts, read 7,986,461 times
Reputation: 8272
Quote:
Originally Posted by Arcenal352 View Post
Tellers at my bank always ask me some kind of question along the lines of "Do you still live at ******" or "is ###-###-#### still a valid number?" Why can't more tellers do this? Prevents clumsy errors such as this from happening.
I sure hope that's not how they're actually phrasing the question if they are trying to verify identity.
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Old 03-11-2015, 08:10 PM
 
Location: Arizona
6,131 posts, read 7,986,461 times
Reputation: 8272
Quote:
Originally Posted by KaaBoom View Post
No, it is the bank's money. The man deposited the money, and the bank credited to the wrong person. The bank was 100% responsible, and here we go with still another bad analogy. It would be like someone was walking down the street and a homeowner gave them something off their lawn. Then sent to cops after person to arrest them, because they meant to give it to the person walking behind them.
I assume you mean your analogy is the bad one, as that is not even close to what transpired here.
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Old 03-11-2015, 08:14 PM
 
1,994 posts, read 1,520,837 times
Reputation: 2924
Read the terms of your bank accounts. You do not own them any more than you own your credit cards. You own the money YOU put into the account and money resulting from interest accrued for that money, not some error. Would all those people claiming the guy was unfairly punished be willing to let things rest if they made a mistake on a check in someone else's favor or if they accidentally deposited money into somone else's account? Nah, they scream bloody murder and demand "their" money back. And if the bank simply said the check was already cashed or the other person withdrew the money so tough luck, every one of them would run to the DA or a lawyer. Every one of them.
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