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I wonder how many people judging the bank (teller) for making a mistake can honestly say they have never made an error of any sort at their jobs? Doesn't make a difference if it was a small error no one noticed, or a huge mistake, any error at all counts against you. Anyone, anyone at all?
I've made lot's of mistakes at my jobs, but I wasn't a bank teller.
What Tellers Do About this section
Tellers typically do the following:
Count the cash in their drawer at the start of their shift
Accept checks, cash, and other forms of payment from customers
Answer questions from customers about their accounts
Prepare specialized types of funds, such as traveler’s checks, savings bonds, and money orders
Exchange dollars for foreign currency
Order bank cards and checks for customers
Record all transactions electronically throughout their shift
Count the cash in their drawer at the end of their shift and make sure the amounts balance
Tellers are responsible for the safe and accurate handling of the money they process. When cashing a check, they must verify the customer’s identity and make sure that the account has enough money to cover the transaction. When counting cash, tellers must be careful not to make errors. If a customer is interested in financial products or services, such as certificates of deposits (CDs) and loans, tellers explain the products and services offered by the bank and refer the customer to the appropriate personnel.
The appropriate punishment for the teen would be to lose everything he bought with the money. The BMW and everything. All of those items should be considered the bank's property. They bought them by putting the money in the wrong account. It seems absurd to me to consider a teen a criminal for spending a windfall. That it turned out not to be a windfall after all should just mean he doesn't get the benefit of the money. It should not mean he gets punished. Punish real criminals, and try to reduce crime and violence on our streets. Our whole criminal justice system is so incompetent. Always harrassing ordinary people while letting serious violent criminals walk free to commit more crimes.
I've made lot's of mistakes at my jobs, but I wasn't a bank teller.
What Tellers Do About this section
Tellers typically do the following:
Count the cash in their drawer at the start of their shift
Accept checks, cash, and other forms of payment from customers
Answer questions from customers about their accounts
Prepare specialized types of funds, such as traveler’s checks, savings bonds, and money orders
Exchange dollars for foreign currency
Order bank cards and checks for customers
Record all transactions electronically throughout their shift
Count the cash in their drawer at the end of their shift and make sure the amounts balance
Tellers are responsible for the safe and accurate handling of the money they process. When cashing a check, they must verify the customer’s identity and make sure that the account has enough money to cover the transaction. When counting cash, tellers must be careful not to make errors. If a customer is interested in financial products or services, such as certificates of deposits (CDs) and loans, tellers explain the products and services offered by the bank and refer the customer to the appropriate personnel.
And people are responsible for taking money they know isn't theirs to spend, then lie about intending to return it and then buying a BMW with it. What the bank did had nothing to do with what the adult male did. Had he taken your money no doubt you'd be talking a different tune. Apparently you think that because someone else made a mistake, the guy gets off without responsibility. Nice.
This is way overblown. My view is the bank screwed up and hence they should not be able to blame the person who spends money that is "mistakenly" put in their account. But banks are protected by the laws, because of course, they wrote them.
The lesson here is once you **** off the cartel, then you need to get out of town. Unfortunately, 30K isn't "FU money". Now, 3M...that would work.
This is way overblown. My view is the bank screwed up and hence they should not be able to blame the person who spends money that is "mistakenly" put in their account. But banks are protected by the laws, because of course, they wrote them.
The lesson here is once you **** off the cartel, then you need to get out of town. Unfortunately, 30K isn't "FU money". Now, 3M...that would work.
No one blames the guy for the bank's mistake, he got blamed because he knew it wasn't his money and then withdrew it all and spent it. In your world, if the bill is $20 and you mistakenly pay with a $50 and walk away, the cashier should just let you walk. Talk about a sorry world.
And people are responsible for taking money they know isn't theirs to spend, then lie about intending to return it and then buying a BMW with it. What the bank did had nothing to do with what the adult male did. Had he taken your money no doubt you'd be talking a different tune. Apparently you think that because someone else made a mistake, the guy gets off without responsibility. Nice.
Actually the bank took that guys money....and then gave their own money to this kid. To be perfectly accurate, that is what really happened. The kid didn't cash that check. The kid didn't clear that check. What happened was, the customer signed over a check to the bank (that's what "endorsement" means on the back of the check), the bank took the draft, cleared it, exchanged it for a journal entry to be debited, then deposited existing funds of its own into the kids account.
The newspaper has screwed this all up by implying that the depositing customer is somehow connected to this kid, that the customer is the kid's "victim".
No. The customer is the BANK's victim. The bank took his draft and didn't give him any funds in exchange for it. The bank thus defrauded the customer. The kid is simply a recipient of a funds transfer made by the bank from its internal account, to his checking account. Whether that is a mistake is irrelevant.
This is what actually happened...you can look it up. Its all in the UCC. (Uniform Commercial Code).
The money in the bank all belongs to other people. Leave it to whatever minds are part of the oppressed who think anyone with more than they have is the bad guy to think spending 30k that belongs to others is okay. Amazing.
Actually the bank took that guys money....and then gave their own money to this kid. To be perfectly accurate, that is what really happened. The kid didn't cash that check. The kid didn't clear that check. What happened was, the customer signed over a check to the bank (that's what "endorsement" means on the back of the check), the bank took the draft, cleared it, exchanged it for a journal entry to be debited, then deposited existing funds of its own into the kids account.
The newspaper has screwed this all up by implying that the depositing customer is somehow connected to this kid, that the customer is the kid's "victim".
No. The customer is the BANK's victim. The bank took his draft and didn't give him any funds in exchange for it. The bank thus defrauded the customer. The kid is simply a recipient of a funds transfer made by the bank from its internal account, to his checking account. Whether that is a mistake is irrelevant.
This is what actually happened...you can look it up. Its all in the UCC. (Uniform Commercial Code).
Rubbish and you know it. All that is an excuse for what happened after the banks mistake. You are saying that when someone makes a mistake, anyone can do anything they want after that and it is okay? On what planet? No, the kid isn't a victim, he is now a criminal. Justice has been served. Tough.
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