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Old 06-20-2014, 05:12 AM
 
24 posts, read 25,798 times
Reputation: 10

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Quote:
Originally Posted by biscuitmom View Post
$25-35 a month isn't much, I'd go for it.
But keep in mind that if you're like most folks, your car will be only parked at home for some 10-12 hours a day. You'll be exposed to the weather the rest of the time.

I guess I am trying to find ways to be cheap and save money.
After thinking it through, I am definitely going to go for it considering what others have said.
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Old 06-20-2014, 09:58 AM
 
435 posts, read 615,656 times
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It really depends on your preferences either to save $400 to $500 per year on covered parking for a depreciating asset or take a risk of open parking by paying up-to $50/yr on a higher insurance (that's what most insurance company told me in the past).

I have two cars (one brand new and other few years old) parked in open parking lot in apartment community for almost 3 years and never got hit by hail storm. When their is a forecast, I usually park my car close to building shade to reduce the risk.

Make the decision based on your individual preferences.
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Old 06-20-2014, 11:01 AM
 
21,532 posts, read 12,208,991 times
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Quote:
Originally Posted by dallas_cowboy View Post
It really depends on your preferences either to save $400 to $500 per year on covered parking for a depreciating asset or take a risk of open parking by paying up-to $50/yr on a higher insurance (that's what most insurance company told me in the past).

I have two cars (one brand new and other few years old) parked in open parking lot in apartment community for almost 3 years and never got hit by hail storm. When their is a forecast, I usually park my car close to building shade to reduce the risk.

Make the decision based on your individual preferences.
Although covered parking also helps for all kinds of inclement weather, including sun and frost.
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Old 06-20-2014, 07:13 PM
 
24 posts, read 25,798 times
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I have decided to stick with a covered parking. Better to be safe than sorry. Plus I do enjoy getting in a warm car compared to an oven.
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Old 06-20-2014, 07:19 PM
 
48,509 posts, read 86,125,783 times
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It also will protect against Hail storms more common there than say Houston.I'd go for it as you will save some on insurance when asked where stored normally.
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Old 06-22-2014, 11:12 AM
 
Location: Dallas, TX and Las Vegas, NV
6,207 posts, read 4,991,328 times
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most of the hail storms are in the day time. If you work conventional office hours, its way more important to have covered parking at work
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Old 06-22-2014, 03:45 PM
 
24 posts, read 25,798 times
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Quote:
Originally Posted by WorldKlas View Post
most of the hail storms are in the day time. If you work conventional office hours, its way more important to have covered parking at work
I will be attending UTD as a Full Time MBA student. I am currently looking at an APT complex that is literally walking distance from the University. In addition, there is covered parking free of charge but first come first serve. Although I have no doubts there will be a lot of space during the day.

I am looking into it since I can save a lot of money on gas by walking/biking.
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