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Old 06-23-2014, 08:09 AM
435 posts, read 615,766 times
Reputation: 229


Originally Posted by stan4 View Post
I refied in 2012. My friend works for a mortgage company and did my original loan. I did not want go hit him up again.

Just walked into the bank I use and said, "What about these 2-3% mortgages I keep hearing about?"

Then they gave me 2.8% and a bunch of discounts/waived fees on closing bc I bank there.

Go ask your personal banker.
I think refinance is a totally different ball game as their rates and fees are more attractive then new loan.

Yes, it's always good to start shopping with the bank where you have your accounts.
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Old 06-26-2014, 06:55 AM
1,256 posts, read 3,341,326 times
Reputation: 932
Went to my local bank where they know me and they got me the best deal so far so I am going with them. Plus it makes handling my loan easier because I have a place to go meet the mortgage officer rather than having to do everything by phone.
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