U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > U.S. Forums > Texas > Dallas
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Old 09-13-2009, 03:32 PM
1 posts, read 1,271 times
Reputation: 10


I am looking to borrow some funds to put an addition on an existing house. When I got the good faith estimate back it seemed to have a lot of charges I was not familiar with. Loan is for $346,000 upon the refi, 4.83% rate. Charges are as follows: Loan fee - 1% then process fee -$375, under writing fee $495, Funding fee $195, close fee $300, document prep $240 and a whopping $2125.00 for title policy fees.

I am not sure if some of these are "junk fees"?? Does it really cost $2125.00 for a title policy fee??
Rate this post positively Reply With Quote Quick reply to this message

Old 09-13-2009, 08:27 PM
Location: Dallas/Fort Worth, Texas
4,176 posts, read 13,984,907 times
Reputation: 2623
Yep, those are closing costs. If you use the same title company you used when you purchased your house and your lender agrees, the title policy fee can go down drastically.

Rate this post positively Reply With Quote Quick reply to this message
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply

Loading data...
Based on 2000-2020 data
Loading data...

Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Texas > Dallas
Follow City-Data.com founder on our Forum or

All times are GMT -6.

© 2005-2020, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top