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Old 09-29-2020, 04:24 PM
 
562 posts, read 403,105 times
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Approximately how many miles inland until homes in DE do not pay for flood insurance?

...or might it be west of route 1?


.
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Old 09-29-2020, 04:29 PM
 
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No such rule exists. Flood plain areas can be anywhere in Delaware.
First you need an address to check the flood zone. Then go here: https://www.safewise.com/blog/know-l...20risk%20level.
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Old 09-29-2020, 04:30 PM
 
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So its the luck of the draw.. :-)

Do realtors know which house requires flood insurance and which doesn't?
How does one know this kind of information about an area or location of homes?
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Old 09-29-2020, 04:33 PM
 
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Quote:
Originally Posted by countryswan View Post
So its the luck of the draw.. :-)
No, not really. In a subdivision, there may be one corner of that subdivision that slopes off and is subject to flood insurance. In the country (more rural area), it depends how close the property is to lakes/streams or low lands.

When people sell homes, they fill out a seller's disclosure. There's a question: Is the property in a designated flood area, and do you pay flood insurance?
Realtors can look it up for buyers, but any buyer should check this out for themselves. If you buy a house and are obtaining a mortgage, the lender will require a Certified Flood Inspection/and or flood insurance. Use the FEMA link provided here, and that will help you.
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Old 09-29-2020, 04:43 PM
 
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THank you as always for your informative reply.

Of course, it makes sense (now.. that I think about your reply)

I was imagining that there was an imaginary line. These people are closer to the water, they pay
for the addtional insurance and those people over there don't.


I see it now. I must need a cup of coffee. It was fuzzy thinking.

You're a delight!
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Old 09-29-2020, 04:58 PM
 
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You're welcome. When you're working with the Fema link, download the map and click "image" and there's a picture of that area, dark shaded for the flood plain.
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Old 09-29-2020, 05:02 PM
 
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We'll give it try.. it ought to be quite interesting to see what comes up.

You are a gem!
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Old 09-29-2020, 06:33 PM
 
Location: Former LI'er Now Rehoboth Beach, DE
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Our community in Rehoboth is not in a flood zone and the next community has a section that is in the flood zone. We knew someone who was not in the flood zone and her neighbor was. The FEMA map that RDLR directed yo Utopia's is the only way to go. Always do your own homework, you will never regret it.
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Old 09-30-2020, 03:18 PM
 
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It's all becoming clear now.. With your help and rdlr's help I "get it" now.

What a nice bunch of people in DE.. do you find people to be as friendly and kind in person as you all have been?
(so hospitable...) Thanks so much... you don't seem nuts to me.
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Old 09-30-2020, 03:28 PM
 
Location: Former LI'er Now Rehoboth Beach, DE
10,170 posts, read 12,851,666 times
Reputation: 10595
Quote:
Originally Posted by countryswan View Post
It's all becoming clear now.. With your help and rdlr's help I "get it" now.

What a nice bunch of people in DE.. do you find people to be as friendly and kind in person as you all have been?
(so hospitable...) Thanks so much... you don't seem nuts to me.
Dear Lord, you are good. I just read what I attempted to write . It should have said the FEMA map that RDLR directed you to not Utopia.

To reply to people being friendly. A RESOUNDING YES, that has been our experience.
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