Do you know of any dental insurance which covers implants? (teeth, dentist)

[no kudzu]

$5k per tooth. two back teeth missing for several years now as I have trouble spending $10K with two girls to send to college in a few years and DH retired right now. Now dentist is suggesting only having 1 done as that would help alot.
Besides the money I'm diabetic and don't heal very well after surgery. The whole process takes at least 6 months. We can switch insurance if i can find a plan which covers this expensive procedure.

[Hemlock140]

Mine (Delta) covers them, but there is still the maximum annual benefit problem. Luckily my wife and I both have coverage through our employers so I get a $2,000 annual maximum on mine, and $1,500 on hers. That still falls short, though. I am about to finish with two, and buy spacing out the steps and some discounts from my dentist (for two at once) I have managed to get the whole $9,000 job done for about $3,400 out of pocket. There is already a delay of 4 months after extraction for the bone graft to take, then another 4 months after the post is put in. Waiting another few months for the next annual cycle to kick in is a minor inconvenience for the cost savings. I would first talk to another dentist. 6 Months seems to short a time, especially if you don't heal well, and dentist fees can vary. You can also try a local university dental school, where they often discount significantly.

[RaleighRunner]

like hemlock said.. there is a max. but be careful because once you use that max, you might be done with dental ins for the year. so if you have to go to dentist for any routine procedure it might not be covered.