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Old 09-21-2015, 08:39 AM
 
Location: IGO CA
350 posts, read 391,870 times
Reputation: 844

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Most insurance plans will have a waiting period for certain procedures (which is to prevent people from enrolling just long enough to get expensive procedures and then cancel). Those waiting periods may vary depending on the procedure.

When I had my wisdom teeth removed, they could be done in a dental office and were covered under my dental insurance, however, when my daughter had hers done, it was more involved and ended up being a considered a medical procedure and was covered under our regular insurance.
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Old 09-21-2015, 08:47 AM
 
13,464 posts, read 21,831,058 times
Reputation: 36956
Quote:
Originally Posted by greyhorsewoman View Post
Most insurance plans will have a waiting period for certain procedures (which is to prevent people from enrolling just long enough to get expensive procedures and then cancel). Those waiting periods may vary depending on the procedure.

When I had my wisdom teeth removed, they could be done in a dental office and were covered under my dental insurance, however, when my daughter had hers done, it was more involved and ended up being a considered a medical procedure and was covered under our regular insurance.
That's how I thought it would go with my son. He has a $1000/yr cap on the dental, so I expected to only have to pay the balance. Both the dental and the medical were denied. He's across the country from me at this point, so I told him to just go ahead and get it taken care of.
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Old 09-21-2015, 09:42 AM
 
2,278 posts, read 2,752,779 times
Reputation: 1864
Quote:
Originally Posted by greyhorsewoman View Post
Most insurance plans will have a waiting period for certain procedures (which is to prevent people from enrolling just long enough to get expensive procedures and then cancel). Those waiting periods may vary depending on the procedure.

When I had my wisdom teeth removed, they could be done in a dental office and were covered under my dental insurance, however, when my daughter had hers done, it was more involved and ended up being a considered a medical procedure and was covered under our regular insurance.
Yup, I was talking to my father about it. From what I understand about dental insurance, there is a waiting period. I've heard some have a waiting period of 12 months. That's fine. I am interested in seeing a regular dentist for basic care and cleaning. It's been a very long time since I was seen at a dentist. Pretty sure some fillins fell out in the years.
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Old 09-21-2015, 01:56 PM
 
Location: Wartrace,TN
6,157 posts, read 9,640,853 times
Reputation: 12138
Take a trip to Los Algodones, Mexico! It is a "dental town" right on the border across from Yuma.

Fast, Cheap Dental Work Makes Mexican Town A Tourist Magnet : Shots - Health News : NPR
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Old 09-21-2015, 05:03 PM
 
2,278 posts, read 2,752,779 times
Reputation: 1864
Quote:
Originally Posted by Wartrace View Post
Take a trip to Los Algodones, Mexico! It is a "dental town" right on the border across from Yuma.

Fast, Cheap Dental Work Makes Mexican Town A Tourist Magnet : Shots - Health News : NPR
Oh boy, how sad is it we gotta go to another country for affordable healthcare.
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Old 09-23-2015, 03:08 PM
 
Location: IGO CA
350 posts, read 391,870 times
Reputation: 844
Mattie, not sure of your situation, but a reaching dental cap doesn't automatically rollover to a medical expense. My daughter's wisdom teeth were not able to be done in a dental office. The procedure was done by a medical doctor and was pre-approved before we did it.
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Old 09-23-2015, 03:16 PM
 
13,464 posts, read 21,831,058 times
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Quote:
Originally Posted by greyhorsewoman View Post
Mattie, not sure of your situation, but a reaching dental cap doesn't automatically rollover to a medical expense. My daughter's wisdom teeth were not able to be done in a dental office. The procedure was done by a medical doctor and was pre-approved before we did it.
Thanks, I understand that. Since it was being done by an oral surgeon, under general anesthesia, I thought the anesthesia would be covered under medical. It wasn't ($500.)
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Old 09-23-2015, 04:45 PM
 
Location: AZ
343 posts, read 356,114 times
Reputation: 493
Some dental insurances will pay for tooth extraction done by a General Dentist but not by an Oral Surgeon. So if your General Dentist thinks extraction is too difficult (simple extraction vs surgical) and send you to Oral Surgeon, you have to pay, they will not pay a penny. Also, dental insurances have a last word on wisdom teeth extraction: let say Oral Surgeon recommends extraction for all wisdom teeth. Well, dental insurance people look at x-ray pictures and decide that they only pay for bottom wisdom teeth extraction , but not for the top....The same with IV sedation.... Sometimes they think IV sedation it is not necessary and will not pay...So you are stuck with having your wisdom teeth extracted with local anesthesia or to pay for IV sedation from your pocket.
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Old 11-26-2015, 10:38 PM
 
1 posts, read 522 times
Reputation: 10
Hi.. My daughter has done her accelerated orthodontics treatment in Short Term Braces, Texas ( Comprehensive Orthodontics Houston | Short Term Braces ) and I am not sure whether she has availed any insurance for that. Kindly check it with any insurance agencies. And be careful in choosing your insurance agency and also check whether their terms and conditions are acceptable.
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Old 11-27-2015, 09:06 AM
 
13,234 posts, read 10,785,482 times
Reputation: 10398
Quote:
Originally Posted by jaredC View Post
Hello all. So I haven't seen a dentist in nearly 25 years! I'm searching around for dental insurance that will cover possible surgery for tooth extractions. I really don't know what's going on with my wisdom teeth. One day pain started to radiate all around my right jaw area. Some days the pain is severe. I'm pretty sure it's my wisdom teeth and am looking for worst case scenario, which is surgery perhaps. So, can anyone recommend a dental insurance plan or any aspect of dental insurance that would cover this? Thanks.
Stop wishing you could game the system - it's precisely the idea of getting insurance when you need it, and then dropping it, that has led to a situation where dental plans don't cover much. How do you expect the companies to cover claims if no one wants to pay their premiums except for a month or two when they need expensive dental work done? Ins companies are not charities.

If you want charity (i.e. something for nothing or nearly so) your best bet is to find a dental school that will do it for a reduced price. If you find a dental charity event, be sure to get in line as soon as possible, even if you have to go at 5 AM and wait for many hours. To give one example of what can happen:

https://www.washingtonpost.com/local...751_story.html

Last edited by ncole1; 11-27-2015 at 09:14 AM..
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