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I have a recurring gum abscess next to my backmost molar.
I also have 2 wisdom teeth that are 3/4-buried in my gums.
Nothing really urgent though; no pain. But I need to solve these problems in the near future.
I look online, and Delta Dental insurance is way cheaper than anyone else, and they have a ton of participating dentists in my town and no waiting period, and no maximum benefit cap.
I'll have to buy a one year contract ~$80.
two impacted wisdom teeth extracted will cost me up to $230 per tooth.
Semi complicated wisdom teeth extractions like mine retail for 600-800 per tooth.
Other brands of dental insurance want me to pay 50% of the extraction cost, and they cost $20-40 a month, with 6 month waiting period.
No maximum? No waiting period? One-year contract for $80? Sounds like you are buying an HMO/DMO/DHMO, not a PPO.
Good luck getting an impacted wisdom tooth extracted for $230. Those HMO fees that your insurance company advertises are useless because the corporate dental chain your insurance assigns you to (since they are basically the only ones who take HMOs) will add on things like sterilization, anesthetic, bone reshaping, etc. to bring the fee to something more reasonable, say $400-500 a tooth. They can't do dentistry for fees that low and still stay in business.
No maximum? No waiting period? One-year contract for $80? Sounds like you are buying an HMO/DMO/DHMO, not a PPO.
Good luck getting an impacted wisdom tooth extracted for $230. Those HMO fees that your insurance company advertises are useless because the corporate dental chain your insurance assigns you to (since they are basically the only ones who take HMOs) will add on things like sterilization, anesthetic, bone reshaping, etc. to bring the fee to something more reasonable, say $400-500 a tooth. They can't do dentistry for fees that low and still stay in business.
I have a recurring gum abscess next to my backmost molar.
I also have 2 wisdom teeth that are 3/4-buried in my gums.
Nothing really urgent though; no pain. But I need to solve these problems in the near future.
I look online, and Delta Dental insurance is way cheaper than anyone else, and they have a ton of participating dentists in my town and no waiting period, and no maximum benefit cap.
I'll have to buy a one year contract ~$80.
two impacted wisdom teeth extracted will cost me up to $230 per tooth.
Semi complicated wisdom teeth extractions like mine retail for 600-800 per tooth.
Other brands of dental insurance want me to pay 50% of the extraction cost, and they cost $20-40 a month, with 6 month waiting period.
So what's the catch?
Anyone experienced with dental plan gotchas?
I'm in So. Cal. and had smilesaver for a few years and it was fine. Then I looked at Carrington 500 and called some dentists in the plan but never joined. I have no dental plan/insurance..have been using coconut oil toothpaste and essential oils and saving myself from dental appts. My mouth is in good health since using these great oils. I have an long broken molar but continue to keep it clean and "oiled".
No maximum? No waiting period? One-year contract for $80? Sounds like you are buying an HMO/DMO/DHMO, not a PPO.
Good luck getting an impacted wisdom tooth extracted for $230. Those HMO fees that your insurance company advertises are useless because the corporate dental chain your insurance assigns you to (since they are basically the only ones who take HMOs) will add on things like sterilization, anesthetic, bone reshaping, etc. to bring the fee to something more reasonable, say $400-500 a tooth. They can't do dentistry for fees that low and still stay in business.
yeah, it looks like a dhmo, but I think I get to select my primary care provider.
There are a ton of dentists in my area in Delta's network, not just dental chains
Again, you need to realize this is a DMO plan and how dentists who accept DMO plans work. Just because your insurance says your crown will cost $325.00 does not make it so. You will not find that $325 crown because it doesn't exist. It starts out at $325, then you add things like core build-ups, porcelain margins, desensitizer, occlusal adjustment, sterilization, anesthetic, etc. and now you have a $1000 crown. Same thing for fillings, cleanings, etc. It is called "unbundling". PPO dentists don't charge separate for things like anesthetic because it is built into the fee. With a DMO, the fee is so low that the only way a dentist can be profitable with them is to start charging for every little thing under the sun. To put it another way, imaging going out to eat because the advertised prices are low, and when you get the bill you see that they have charged you for your napkin, utensils, dishwashing, ice, cups, etc. Now the bill has added up and you could have gone to a nicer restaurant for that price.
Bart's got it right. Just go push some oil. Canola oil has the lowest saturated fat.
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