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Old 10-12-2020, 11:35 AM
 
15 posts, read 48,684 times
Reputation: 12

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Hi everyone:

I have a question. For those of you with delta dental
or other insurance, I have a question as follows, for those who have needed multiple extractions and dentures done:

Does have dental insurance save you a significant amount of money when you need top and bottom dentures and multiple extractions done at the big chain denture providers, such as affordable implants and dentures?

Is it worth it?
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Old 10-12-2020, 11:37 AM
 
86 posts, read 26,157 times
Reputation: 131
I have had and still need major dental work done. I have done it "with" insurance and am currently doing it without insurance. Just from my experience, if you even have *decent* dental insurance...you are better with it.
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Old 10-13-2020, 09:43 AM
 
Location: Living rent free in your head
38,073 posts, read 17,943,956 times
Reputation: 27973
Quote:
Originally Posted by rhombus View Post
Hi everyone:

I have a question. For those of you with delta dental
or other insurance, I have a question as follows, for those who have needed multiple extractions and dentures done:

Does have dental insurance save you a significant amount of money when you need top and bottom dentures and multiple extractions done at the big chain denture providers, such as affordable implants and dentures?

Is it worth it?
It depends, Delta sells 'insurance' through Costco or as a add on to your medicare plan, they are garbage, nothing more than discount plans with very few reputable dentists participating, and they sell plans that are usually provided by your employer, those are ok but usually the annual maximum is only about $2,000.

If you know what the name of the Delta Dental plan is that you are considering you should be able to find a list of benefits online
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Old 10-13-2020, 10:41 AM
Status: "Enjoying the winter" (set 29 days ago)
 
Location: East of Seattle since 1992, originally from SF Bay Area
34,111 posts, read 62,032,232 times
Reputation: 38035
Delta has many different plans. Mine is through my employer, and the best plan, as is my wife's through her employer. The great thing for us is having both on each other's plans, so we have double coverage. I have had several crowns and 5 implants over the last 6 years, and have only had to pay about 1/3 of the total cost. It would have been more thn half without my wife's coverage, but still a lot better than no insurance. For mine the monthly premium out of my check is $23.80.
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