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Old 01-06-2013, 09:52 PM
 
Location: Metro Detroit, Michigan
17,963 posts, read 16,439,263 times
Reputation: 17838

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My guess would either be gold, or some form of global government debt, but not both simultaneously of course. Much hangs in the balance on whether the US economy can get it's act together.

Oh yea... Health care in the U.S.. Most don't suspect this, but I believe the system in place is completely unstable and long overdue for a correction. There again, most people don't spot potential bubbles before they are due to burst. That won't be pretty...

When people speak of the student loan bubble, I believe what they should actually be talking about is an "education bubble". The good, solid schools will be fine. The crappy for profits and tier infinity... Good riddance. When students and parents realize it's not worth going 40K into debt for a cracker jack degree, a lot of pointless schools and programs will have a hard time justifying their existence. The free market at work.

Quote:
Originally Posted by NJBest View Post
This is a simple thing to solve. The government just needs to give banks (or students) a way to restructure the loans. It will minimize the impact on the economy.
Restructure in what way? The interest rates are already low and they are discharged automatically after a couple decades. Anything more would basically be outright loan forgiveness. Just encourages more reckless behavior in the future.
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Old 01-06-2013, 10:03 PM
 
24,497 posts, read 37,429,587 times
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Quote:
Originally Posted by andywire View Post
Restructure in what way? The interest rates are already low and they are discharged automatically after a couple decades. Anything more would basically be outright loan forgiveness. Just encourages more reckless behavior in the future.
I was referring to the private loans that tablemtn was discussing. They do not qualify for loan forgiveness and do not necessarily have low interest rates.

Restructuring options could be refinancing them at current interest rates or refinancing them for new terms. Maybe even apply IBR (which private loans don't have yet).
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Old 01-06-2013, 10:49 PM
 
131 posts, read 488,318 times
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1. Government/Sovereign
2. Student Loan
3. Textbook
4. Healthcare
5. Gold (already burst)
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Old 01-07-2013, 12:52 AM
 
4,436 posts, read 3,185,353 times
Reputation: 2814
The next bubble to burst will be the bond market. Money has flowed to bonds as a safe haven. but with interest rates at rock bottom they have nowhere to go but up. The FED will start raising rates when inflation can no longer be ignored. For every 1% increase in interest rates, expect a 10% compensatory drop in bond values. The people most likely to be hurt will be investors with bond heavy portfolios. Choose your bonds wisely.

Student loan debt will take much longer to hit the fan.
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Old 01-07-2013, 03:43 AM
 
8,393 posts, read 11,763,578 times
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Might be stupid,but I say the healthcare bubble.
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Old 01-07-2013, 06:12 AM
 
Location: Floyd Co, VA
3,513 posts, read 5,632,278 times
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After reading this article I'm inclined to say the financial markets, again.

Secret and Lies of the Bailout | Politics News | Rolling Stone
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Old 01-07-2013, 06:17 AM
 
Location: Pennsylvania
5,726 posts, read 10,548,465 times
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China.
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Old 01-07-2013, 09:24 AM
 
Location: East Coast of the United States
20,663 posts, read 22,045,024 times
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Quote:
Originally Posted by zugor View Post
After reading this article I'm inclined to say the financial markets, again.

Secret and Lies of the Bailout | Politics News | Rolling Stone
You believe politics and financial advice from Rolling Stone magazine? Wow.
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Old 01-07-2013, 10:47 AM
 
19,337 posts, read 16,930,256 times
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Quote:
Originally Posted by tjarado View Post
We've had afew boom-busts in the last dozen or so years..from tech to RE to credit.

What's gonna blow next?

I vote for "The Student Loan Bubble".

What is purchased with debt and finance? There is the answer. In other words not bubble gum so much.
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Old 01-07-2013, 12:01 PM
 
Location: Eastern WV Panhandle
385 posts, read 557,096 times
Reputation: 410
Semi-automatic firearms, magazines, and ammunition.
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