U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > General Forums > Economics
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 04-11-2014, 05:27 PM
 
241 posts, read 154,530 times
Reputation: 84

Advertisements

What's the easiest credit card to get? For someone with no or bad credit?
Rate this post positively Reply With Quote Quick reply to this message

 
Old 04-11-2014, 10:45 PM
 
1,380 posts, read 2,056,618 times
Reputation: 2391
The easiest card to get will be a secured card. You will have to deposit the money that your line of credit is for. It stinks, but it will help rebuild your credit history.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 04-12-2014, 01:54 PM
 
Location: Portland, OR
416 posts, read 792,043 times
Reputation: 501
If you have no credit, check with your current financial institution. A lot of banks will approve a low limit card if you have a positive relationship with them.

If you're a student with no credit, most major issuers offer student cards that are pretty much an guaranteed approval with proof of enrollment (Citigroup, JPMorgan Chase, etc).

If you have bad credit, a secured card is the better way to go. There's a few unsecured cards that will approve practically anyone, such as First Premier or Credit One (not Capital One, different companies), but their fees and rates are outrageous and not at all worth it (set up fee, monthly fee, annual fee, etc).
Rate this post positively Reply With Quote Quick reply to this message
 
Old 04-13-2014, 05:10 PM
 
Location: Warren, OH
2,747 posts, read 3,638,710 times
Reputation: 6497
No and bad are different. If you have no credit, try a local department store.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 04-13-2014, 07:56 PM
 
Location: DFW
6,867 posts, read 12,762,630 times
Reputation: 5294
If you're in school, your university might have some cards geared for students.

Try the Target Redcard which gives you 5% off of all purchases at Target.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 04-13-2014, 08:05 PM
 
48,508 posts, read 88,602,322 times
Reputation: 18188
Bad;secured. Otherwise start with a low limit card from bank that you have account with.
Rate this post positively Reply With Quote Quick reply to this message
 
Old 04-14-2014, 08:26 PM
 
Location: World
4,182 posts, read 3,965,878 times
Reputation: 2766
Credit Cards - Compare Credit Card Offers at CreditCards.com

This is a nice website to apply for Credit Cards depending on the type you want.
Rate this post positively Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Economics

All times are GMT -6.

© 2005-2021, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top