|
04-11-2014, 05:27 PM
|
|
|
|
241 posts, read 154,530 times
Reputation: 84
|
|
|
What's the easiest credit card to get? For someone with no or bad credit?
|
|
04-11-2014, 10:45 PM
|
|
|
|
1,380 posts, read 2,056,618 times
Reputation: 2391
|
|
|
The easiest card to get will be a secured card. You will have to deposit the money that your line of credit is for. It stinks, but it will help rebuild your credit history.
|
|
04-12-2014, 01:54 PM
|
|
|
|
Location: Portland, OR
416 posts, read 792,043 times
Reputation: 501
|
|
|
If you have no credit, check with your current financial institution. A lot of banks will approve a low limit card if you have a positive relationship with them.
If you're a student with no credit, most major issuers offer student cards that are pretty much an guaranteed approval with proof of enrollment (Citigroup, JPMorgan Chase, etc).
If you have bad credit, a secured card is the better way to go. There's a few unsecured cards that will approve practically anyone, such as First Premier or Credit One (not Capital One, different companies), but their fees and rates are outrageous and not at all worth it (set up fee, monthly fee, annual fee, etc).
|
|
04-13-2014, 05:10 PM
|
|
|
|
Location: Warren, OH
2,747 posts, read 3,638,710 times
Reputation: 6497
|
|
|
No and bad are different. If you have no credit, try a local department store.
|
|
04-13-2014, 07:56 PM
|
|
|
|
Location: DFW
6,867 posts, read 12,762,630 times
Reputation: 5294
|
|
|
If you're in school, your university might have some cards geared for students.
Try the Target Redcard which gives you 5% off of all purchases at Target.
|
|
04-13-2014, 08:05 PM
|
|
|
|
48,508 posts, read 88,602,322 times
Reputation: 18188
|
|
|
Bad;secured. Otherwise start with a low limit card from bank that you have account with.
|
|
04-14-2014, 08:26 PM
|
|
|
|
Location: World
4,182 posts, read 3,965,878 times
Reputation: 2766
|
|
Credit Cards - Compare Credit Card Offers at CreditCards.com
This is a nice website to apply for Credit Cards depending on the type you want.
|
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
|
|
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
