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Old 04-11-2014, 04:27 PM
 
241 posts, read 172,338 times
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What's the easiest credit card to get? For someone with no or bad credit?
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Old 04-11-2014, 09:45 PM
 
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The easiest card to get will be a secured card. You will have to deposit the money that your line of credit is for. It stinks, but it will help rebuild your credit history.
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Old 04-12-2014, 12:54 PM
 
Location: Portland, OR
416 posts, read 871,369 times
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If you have no credit, check with your current financial institution. A lot of banks will approve a low limit card if you have a positive relationship with them.

If you're a student with no credit, most major issuers offer student cards that are pretty much an guaranteed approval with proof of enrollment (Citigroup, JPMorgan Chase, etc).

If you have bad credit, a secured card is the better way to go. There's a few unsecured cards that will approve practically anyone, such as First Premier or Credit One (not Capital One, different companies), but their fees and rates are outrageous and not at all worth it (set up fee, monthly fee, annual fee, etc).
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Old 04-13-2014, 04:10 PM
 
Location: Warren, OH
2,744 posts, read 4,233,102 times
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No and bad are different. If you have no credit, try a local department store.
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Old 04-13-2014, 06:56 PM
 
Location: MO->MI->CA->TX->MA
7,032 posts, read 14,479,950 times
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If you're in school, your university might have some cards geared for students.

Try the Target Redcard which gives you 5% off of all purchases at Target.
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Old 04-13-2014, 07:05 PM
 
48,502 posts, read 96,838,702 times
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Bad;secured. Otherwise start with a low limit card from bank that you have account with.
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Old 04-14-2014, 07:26 PM
 
Location: World
4,204 posts, read 4,687,965 times
Reputation: 2841
Credit Cards - Compare Credit Card Offers at CreditCards.com

This is a nice website to apply for Credit Cards depending on the type you want.
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