Getting a divorce automatically drops credit score (loans, insurance, credit card)

[C24L]

I never knew it that divorce would affect a credit score automatically

[SolaireSolstice]

It did mine. Mine jumped up by 100 points because HIS debts (grudgingly and naively co-signed by me) were paid off by MY settlement money I threw at him to make him go away. May he choke on it.

[blueherons]

Originally Posted by Alonso_Castillo

I am amazed of the level of control that the local counties of the USA have over their population, Policemen know by your finger prints and by the plates of your car, Where you live, how many kids you have, where they study, where you work. Etc. It wouldn't be a surprise that they also know when you get divorced and neither I would doubt that they have agreements to share information with Banks, since also the Banks share information with government.


The level of Control of information about citizens in USA is somehow an injury to real freedom.


In México when there is a divorce, there has to be a reserach about the Debts and obligations of the divorcing ones, so there is an agreement on the material goods and debts. Divorce is not only horrible by heart matters, but also a very expensive process.

This entire post is wacky.

The police do not have everyone's fingerprints.

[Mathguy]

Originally Posted by Mugsy

A banker told me this would happen in 2014 when I filed for divorce.

My divorce has not be finalized yet.

This banker lady said my score would drop 800 points after my divorce.

My score is 753 now

I may stay married to keep my great credit score and my credit perks...

Ok, stay married if you're looking for some non-factual rationalization 2 years after the fact.

[Nov3]

My credit history was not linked to my spouses.

Opened and maintained my own credit history. Luckily we married in a Non communal state so when we split, it was done fairly and accurately. There was zero impact in my credit score.

OP needs to learn credit reporting 101 and Fico scoring.

[mathjak107]

the only thing missing from the op's thread is it did not start with once upon a time .

[PhureeKeeper]

My score dropped slightly after my divorce, but that was because I had to refinance my house to get him off the mortgage. It dipped maybe 10 points. No big deal.

[LowonLuck]

Originally Posted by Mugsy

A banker told me this would happen in 2014 when I filed for divorce.

My divorce has not be finalized yet.

This banker lady said my score would drop 800 points after my divorce.

My score is 753 now

I may stay married to keep my great credit score and my credit perks...

She is an idiot and please do not listen to anything she says.

[mathjak107]

factually challenged is what it is .

[chiluvr1228]

How could your credit score drop 800 POINTS! No way since I believe 800-900 is a perfect credit score. Don't listen to people who don't know what they are talking about.