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Old 06-18-2018, 12:37 PM
 
Location: San Antonio
4,468 posts, read 10,615,820 times
Reputation: 4244

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Quote:
Originally Posted by jm1982 View Post
As another poster said people get roommates or they live with family .
Where did it say minimum wage was created so that single people could live alone without roommates right in the city ?


I’d like to see minimum wage be abolished . I know the pro min wage crowd always screaches
“but then employers will only pay $1 an hour !”

Well if someone only values their time at $1 an hour let them work for that .

In reality nobody would accept $1 hr an hour . Wages should be based on the demand for the labor and value of the labor . Not an arbitrary number like $15 hr like the idiot politicians in CA and elsewhere have decided .

Many people take whatever job they can find. We can't all be specialists in something and pick and choose from multiple offers. Others live in areas where jobs are limited, thus forcing them to take whatever they're offered.

Further, employers know this and will pay as little as they can get away with. I'm constantly explaining to my accounting clients (small business owners) why they have to pay minimum, why they can't make every employee an independent contractor, why they can't arbitrarily lower the hourly wage because the employee did a bad job last week, etc. You wouldn't believe what business owners try to do to employees.

 
Old 06-18-2018, 01:40 PM
 
Location: Michaux State Forest
1,275 posts, read 3,415,648 times
Reputation: 1441
Quote:
Originally Posted by craigiri View Post
Having run small business for 40 years, I'd take that 10 percent....plus the other benefits.

Example, our ma and pa shop did about 1.4M in 1994. So, I'd get 140K plus:
Health Care
LOTS of auto expenses, etc.
Life Insurance
Health Insurance
Matching IRA
Good payments into SS and Medicare (for later....)
and other advantages of having a business.....

My business was typical main street small town. We paid out employees at least 2X the going "bottom end" rate for retail employees plus lots of benefits.

Everyone was happy.

BTW, just as a foundation, I made $5 an hour in TN. (lower wage state) as a simple laborer in 1974. At the time it was not enough for use to save money, buy a house, etc.

Using CPI, that is $27 an hour today.

And now you and others are saying that $12 or $15 or even $20 an hour is not affordable?? Sure it is. Easily.
Thank you for being a kind person with morals by treating your employees fairly. I am so sick of the argument that any laws benefiting employees/workers will bankrupt smaller businesses. I honestly don't know how these people live with themselves?!😶
 
Old 06-18-2018, 01:45 PM
 
Location: U.S.A., Earth
5,511 posts, read 4,476,539 times
Reputation: 5770
Quote:
Originally Posted by ringwise View Post
And a lot of posters, myself included, were not fortunate and did struggle. How? By the mocked "bootstrap" method: hard work, smart decision, and frugal living.

So yea, I have every right to say "I made it, why can't you". Because I have.
Likewise, there are also people who had to struggle through poverty to make it, just like you folks. THEY OTOH are saying "I suffered so no one else should", instead of the mentality of "I suffered so everyone else has to".

And you don't know what they went through. If we're going to assume that these people didn't make it because it was 100% their fault (so it's always laziness, drug use, mental illness; and not bad economy, nasty divorce, death in family, etc.) then we get to turn the same question right back onto you..... "stereotype much?"
 
Old 06-18-2018, 01:48 PM
 
712 posts, read 530,438 times
Reputation: 725
Quote:
Originally Posted by hitpausebutton2 View Post
https://www.yahoo.com/finance/news/m...174600615.html


Many minimum-wage workers can't even afford a modest one-bedroom apartment, according to the National Low Income Housing Coalition's annual report.
The national housing wage for a modest one-bedroom apartment is $17.90, while the federal minimum wage is $7.25.
A low-income worker earning the federal minimum wage would need 2.5 jobs to afford a one-bedroom apartment.
Absolutely disgusting what's happened with the cost of housing. A disgrace. That's national. It's even worse in places like san francisco.
 
Old 06-18-2018, 02:14 PM
 
2,360 posts, read 1,915,241 times
Reputation: 2118
Go to love it when we all have agreements and disagreements.

First thing, the Credit system is a joke and you all know it is. Their are those that benefit from its problems and those that get screwed from its problems. You can throw money at your score to pay everything off, but in the end you can still have crappy credit. Why? Because it punishes those that pay cash or doesn't load up on loans, and yet it rewards those that take on huge loans and abuse it. Secondly, takes less then 90 days of any one miss payment due to unknown reasons to drop 10 points but take you 10 years to get it back.

Getting a house loan is joke, serious joke. If you can manage to pay 1500 a month in rent, why u get denied for a 600 month mortgage payment? Come on now.. seriously, if the bank and realtors know the market, then they know rent is high and mortgage payments are low, whats the issue?
 
Old 06-18-2018, 02:14 PM
 
2,463 posts, read 2,788,855 times
Reputation: 3627
Quote:
Originally Posted by hitpausebutton2 View Post
https://www.yahoo.com/finance/news/m...174600615.html


Many minimum-wage workers can't even afford a modest one-bedroom apartment, according to the National Low Income Housing Coalition's annual report.
The national housing wage for a modest one-bedroom apartment is $17.90, while the federal minimum wage is $7.25.
A low-income worker earning the federal minimum wage would need 2.5 jobs to afford a one-bedroom apartment.
Yes, and there are many people, particularly progressives who believe it's great to let in as many people as possible through our lax immigration policy. What about taking care of the people here first? What about doing something about all the poverty here? And many people who migrate here don't speak English, have not been to school, need medical attention, affordable housing, food stamps, have children who need medical care and to go to school for a free education, all of these things exacerbate an economy, particularly one that lacks decent paying jobs.
 
Old 06-18-2018, 02:47 PM
 
Location: Living rent free in your head
42,850 posts, read 26,275,432 times
Reputation: 34058
Quote:
Originally Posted by Ralph_Kirk View Post
Retirees also have to worry a lot about nearby medical facilities, particularly those that will accept Medicare.

Places with very low costs of living also tend to be places with less available health care and less acceptability of Medicare.
That's true, my SIL in rural Missouri she said after the local doctor retired they had no access to healthcare locally but now there is a Physician's Assistant who works in town once a week. She said he never does much except write referrals to specialists but it's better than not having anyone there.
 
Old 06-18-2018, 02:59 PM
 
Location: In the Redwoods
30,353 posts, read 51,942,966 times
Reputation: 23746
Quote:
Originally Posted by hitpausebutton2 View Post
First thing, the Credit system is a joke and you all know it is. Their are those that benefit from its problems and those that get screwed from its problems. You can throw money at your score to pay everything off, but in the end you can still have crappy credit. Why? Because it punishes those that pay cash or doesn't load up on loans, and yet it rewards those that take on huge loans and abuse it. Secondly, takes less then 90 days of any one miss payment due to unknown reasons to drop 10 points but take you 10 years to get it back.
Yup, yup, and yup!! I've been trying to improve my credit score, and now know the whole system is an absolute joke. I paid off multiple debts, kept up with current bills, etc, and yet my score won't budge... so I tried the "credit simulator" on Credit Karma, and you know what made my score jump 100 points? GETTING A LOAN. Yes, if I were to borrow $100K+ for a mortgage, or get $5000+ in credit card lines, only then would my score finally go up significantly. I also get penalized for never having student loans, like that's a bad thing now?? Sorry, but I'm not going to put myself in debt to make myself more appealing to future lenders.
 
Old 06-18-2018, 03:49 PM
 
Location: Wonderland
67,650 posts, read 60,925,505 times
Reputation: 101078
Quote:
Originally Posted by HappyRider View Post
Ah, the empathy card rears its head again. So you have cornered the market in that department. First of all, the real min wage at most places is 40% higher than the Federal min wage. And who said you HAVE to work min wage jobs. I paid someone to plant 10 small trees. He finished in 3 hours and got $150 for it. Instead of waiting for Pelosi to give you a raise, how about looking for a job that pays more?
Hey, you got a deal! I just had someone plant FIVE bushes and they were done in about an hour and half and I paid him $125!!!!!!

Of course, he got all hot and sweaty and dirty - but he's a good, dependable landscaper who shows up when he says he will and does the work he said he will do, so I pay him well. That's how it works. I'm not a strange person - this guy probably has twenty other customers just like me, maybe even more.
 
Old 06-18-2018, 04:05 PM
 
Location: Paranoid State
13,044 posts, read 13,867,365 times
Reputation: 15839
Quote:
Originally Posted by galaxyhi View Post
This area is filled with mostly minimum wage based jobs.
Quote:
Originally Posted by SportyandMisty View Post
It certainly is reasonable for you to raise this issue with your city & county & state economic development departments. What are they doing to attract higher value-add companies?
Quote:
Originally Posted by 2sleepy View Post
Wow...what an answer, this falls right into the category of C-D responses as "well if you care about the homeless, how many have you invited to live in your home?"
I disagree. Essentially every county & state, and most cities of moderate size and larger, have an economic development department. These departments are staffed with people (at far above minimum wage, I might add) who are employed to attract higher value-add employment opportunities. That's one of the reasons every large city & state jumped on the opportunity for Amazon's HQ2.

Many mid-sized towns are single-industry towns, and the city administration and elected officials know that if that single industry (or single employer) falls on hard times, the city itself falls on really hard times. Any area with, as galaxyhi said, "mostly minimum wage based jobs" really needs to figure out how to broaden the economic base.
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