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Old 02-03-2020, 10:14 PM
 
1,350 posts, read 1,655,420 times
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They will go away... Just like in Europe. Many small towns that had like 2 or 3 banks have none. Everything is done on line. And no... I do not like it.
Banks are not here to serve you but to make money. Employees cost money. And buildings too.
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Old 02-04-2020, 05:00 AM
 
1,215 posts, read 460,970 times
Reputation: 2086
I'm at the bank weekly. I'm self-employed and get 10 or checks a week to deposit. I also often need quarters to make copies of documents (at places that don't let you use your phone).

I refuse to bank on my phone or over wireless internet. I only bank on my wired desktop computer. Be able to get a car loan right now is also handy, especially since we tend to buy a car as a last minute decision.

Call me old, I'm fine with that!
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Old 02-04-2020, 05:12 AM
 
76,341 posts, read 75,704,877 times
Reputation: 53623
i like local branches for a few reasons .

one is i don't like using atm's in stores to get cash for security reasons and the other is you can't always count on atm's working when you need cash .

we lost local atm's here 2x already . one in sandy and one when a lot of atm's went down after 9-11. while i don't do a lot with chase as far as activity , because we are private clients with them we know everyone and they do favors for us at times as far as getting around certain restrictions on perks . .
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Old 02-04-2020, 09:43 AM
 
27,632 posts, read 34,453,450 times
Reputation: 35673
Quote:
Originally Posted by Mr.Hospitality View Post
I would have thought the same but I have seen the opposite. There's more banks around here than ever before. I guess people still like visiting banks. I haven't been to one in several years.
Yup. Branches of new banks I’ve never heard of, opening on nearly every corner. It’s like drug stores and 7-11s!
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Old 02-04-2020, 10:47 AM
 
11,799 posts, read 9,218,427 times
Reputation: 30235
Quote:
Originally Posted by mathjak107 View Post
i like local branches for a few reasons .

one is i don't like using atm's in stores to get cash for security reasons and the other is you can't always count on atm's working when you need cash .

we lost local atm's here 2x already . one in sandy and one when a lot of atm's went down after 9-11. while i don't do a lot with chase as far as activity , because we are private clients with them we know everyone and they do favors for us at times as far as getting around certain restrictions on perks . .
Those aren't favors. They're the benefits of qualifying for private banking services.
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Old 02-04-2020, 11:24 AM
 
7,032 posts, read 5,225,576 times
Reputation: 15269
Quote:
Originally Posted by mathjak107 View Post
i like local branches for a few reasons .

one is i don't like using atm's in stores to get cash for security reasons and the other is you can't always count on atm's working when you need cash .
.......
The Chase Branch near my house is in an isolated location at the back of a large parking lot. It does not seem like a safe location after dark. I would much rather use an ATM in a store. The only ATM failure we ever encountered was at the Chase bank. My wife was charged for a withdrawal but no money was released. She had to file a report the next day and wait for them to investigate.
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Old 02-04-2020, 11:38 AM
 
76,341 posts, read 75,704,877 times
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Quote:
Originally Posted by jrkliny View Post
The Chase Branch near my house is in an isolated location at the back of a large parking lot. It does not seem like a safe location after dark. I would much rather use an ATM in a store. The only ATM failure we ever encountered was at the Chase bank. My wife was charged for a withdrawal but no money was released. She had to file a report the next day and wait for them to investigate.
I once had that at capital one . no money came out and it showed a deduction .
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Old 02-04-2020, 11:39 AM
 
76,341 posts, read 75,704,877 times
Reputation: 53623
Quote:
Originally Posted by charlygal View Post
Those aren't favors. They're the benefits of qualifying for private banking services.
no they do us favors .. like you are only entitled to a chase culture card for your home area.. they hook us up when we travel for other free admissions otherwise you can't get access to other area cards
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Old 02-04-2020, 12:38 PM
 
Location: Tyler, TX, born + raised SF Bay
1,568 posts, read 860,977 times
Reputation: 1240
Quote:
Originally Posted by Mr.Hospitality View Post
I do commercial landlording and I handle all mortgages over the phone. For personal mortgages, I just call my credit union.

I do a lot more than paying credit cards. I deposit money, withdraw money, transfer money, etc.
Quote:
Originally Posted by Thatsright19 View Post
You can deposit checks with a picture from your phone. I transfer money from my phone. My entire mortgage and all documentation was done through a portal to upload the documents and the signatures were all electronic.
I’ve heard of that. It’s not for me. I’m a bit slow on the uptake when it comes to tech stuff.
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Old 02-04-2020, 12:45 PM
 
Location: East of Seattle since 1992, originally from SF Bay Area
31,407 posts, read 57,229,079 times
Reputation: 33831
Though the little branches in the supermarket seem to be fairly busy when I pass them, I personally have not set foot in a bank since 2009 when I closed a business account. Back then I would get many checks to deposit, and that was before they offered deposits by phone. Now with that convenience I cannot even see a reason for a business to need to go into the bank.
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