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I've dealt with them, and never understood why they fight so hard for those benefits and wouldn't rather just negotiate for more money and handle health insurance on their own like any other insurance. Health insurance isn't even compensation you can use unless you're sick. It's not like healthy people hang out at doctor's offices. A healthy person could go his whole life never using that benefit.
That’s one of the ways union leaders make money for themselves. They’ll never give it up.
Those rates only reflect the patients that have access to the system, ie: can pay for it.
Okay tell me how many people are having a stroke and not getting medical attention? How many die of breast cancer having never been admitted to a hospital for treatment? You're just inventing something because you don't like statistics that don't jibe with your worldview.
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Originally Posted by redguard57
There are few things we perform alright at
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Originally Posted by redguard57
We do pretty well at breast cancer survivability
Interesting way of putting ranked #1 in five year survival rates for breast cancer... "alright" and "pretty well". USA is #5 in world rankings for colorectal cancer survival rates. #7 for heart attack, #4 for ischemic stroke. I get USA has problems with the healthcare system, but the actual care is consistently ranked very well despite your little tale of Peru.
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Originally Posted by redguard57
However, we have an extraordinary amount of hospitalization due to hypertension and diabetes, and our cost of hospitalization to the patient is through the roof. As the article says: "This poor performance suggests the U.S. has worse access to primary care, prevention, and chronic disease management compared to peer nations."
Lifestyle issues. Americans are fat, and fat = higher rate of hypertension and diabetes.
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Originally Posted by redguard57
We're not even close to getting our money's worth.
My post did not address price at all, I'm taking issue with your claim US has worse outcomes. Outcomes = five year survival rate for cancers, 30 day survival rate for heart attacks, etc.
I've dealt with them, and never understood why they fight so hard for those benefits and wouldn't rather just negotiate for more money and handle health insurance on their own like any other insurance. Health insurance isn't even compensation you can use unless you're sick. It's not like healthy people hang out at doctor's offices. A healthy person could go his whole life never using that benefit.
Unions have fought for non-wage compensation of all types and kinds because non-wage compensations are usually somewhere between tax free and tax advantaged to the recipient vs. wages.
Okay tell me how many people are having a stroke and not getting medical attention? How many die of breast cancer having never been admitted to a hospital for treatment? You're just inventing something because you don't like statistics that don't jibe with your worldview..
What part of "This poor performance suggests the U.S. has worse access to primary care, prevention, and chronic disease management compared to peer nations" do you not want to acknowledge?
One of the readisons were fatter is because of worse public health, which is part of the overall system.
The cost is part of the quality because access matters. A Ferrari is a better car than Honda, but if I can't afford a Ferrari it doesn't matter that it'll get me to my destination faster than a Honda if there's no Honda to buy. I won't be driving anywhere.
If I'd have needed brain surgery in Peru, I'd have had a problem. But I injured my ankle. The care was better than for exact same injury I had in the U.S., where the providers did not coordinate, did not treat me correctly and charged me thousands for it.
Last edited by redguard57; 05-04-2020 at 09:33 PM..
I don't particularly care about billionaires, but in America we kick poor & struggling people when they're down. When you're poor or struggling, everything is more expensive - higher interest on debt, higher percentage rent increases. When you lose your job, the cost of health insurance skyrockets. Etc., etc.,
And then Americans have an aversion to doing what most of our peers have done to ease that just a little bit. E.g.: we force them to take days to try to get on the unployment websites, then don't pay them for 6 weeks. Whereas Europe is just paying their employers money to keep people on the rolls so they have a smoother restart.
In America we're forcing employers to do massive layoffs and doing lockdowns in such a way that guarantee many businesses won't survive.
Try to make health care not suck so bad and they bust out the socialism jabberwocky, as if those of us who would prefer not to bankrupt our fellow citizens for the crime of getting sick, are Stalinists who would like to mass murder millions.
And then we lionize & fetishize billionaires, as if they are to be commended for being billionaires.
That’s because poor and struggling are more likely to default on a loan or rent. The reason they get charged more is because they are what’s known as a HIGHER RISK BORROWER. And if someone is willing to rent or give them a loan they want more for that risk.
Wanna know why a guy with 830 credit score abd a good job gets better rates? Because he has proven over time that he pays back what he borrows.
If I had a applicant that’s financially strapped I would want more money for rent and deposit because they are not only more likely to not pay, they can also cause damage abd I have no recourse. I can’t get blood from a stone. In fact I tend to refuse to take them on as clients. It’s just not worth the potential headache.
Nobody is commending billionaires. Please stop the communist manifesto rhetoric.
That’s because poor and struggling are more likely to default on a loan or rent. The reason they get charged more is because they are what’s known as a HIGHER RISK BORROWER. And if someone is willing to rent or give them a loan they want more for that risk.
Wanna know why a guy with 830 credit score abd a good job gets better rates? Because he has proven over time that he pays back what he borrows.
If I had a applicant that’s financially strapped I would want more money for rent and deposit because they are not only more likely to not pay, they can also cause damage abd I have no recourse. I can’t get blood from a stone. In fact I tend to refuse to take them on as clients. It’s just not worth the potential headache.
Nobody is commending billionaires. Please stop the communist manifesto rhetoric.
Oh please. Have you even read the communist manifesto? What I want is the same kind of thing set up by Bismarck in order to blunt the communists. Which is not to kick people when they're down, but make it easier for them to rise up, assuming they are willing to work at it.
But what you've just outlined is why it's harder for a poor person to get to the middle class than it is for the middle class to become upper middle. The road is just that much smoother. They get perks in their bank accounts, not charge fees. They get get access to cheaper loans, not expensive ones. They get access to good schools, better teachers, etc.. not overwhelmed and stressed ones. Having more money makes all of that easier.
Our system basically works for the money. Whoever's got more of it, does better. It has nothing to do with who is more virtuous or meritorious. Kind of like how evolution favors the animals best suited to the environment and resources. Not the animals that are more graceful, or beautiful.
But what you've just outlined is why it's harder for a poor person to get to the middle class than it is for the middle class to become upper middle. The road is just that much smoother. They get perks in their bank accounts, not charge fees. They get get access to cheaper loans, not expensive ones. They get access to good schools, better teachers, etc.. not overwhelmed and stressed ones. Having more money makes all of that easier.
.
Again, how? Open a bank account. Apply for $500 CC at age 18. Pay it on time.
It does not matter if you're rich or poor at age 18 to do those things.
I'm in my late 30s and have good credit and I don't get any perks with my bank, I hate my bank actually. They lost our tax refund. I hate all banks, honestly.
If people aren't responsible with credit that's on them.
Again, how? Open a bank account. Apply for $500 CC at age 18. Pay it on time.
It does not matter if you're rich or poor at age 18 to do those things.
I'm in my late 30s and have good credit and I don't get any perks with my bank, I hate my bank actually. They lost our tax refund. I hate all banks, honestly.
If people aren't responsible with credit that's on them.
You are aware that 45% of adults pay zero income taxes, right?
Actually I said that in previous post in this thread. The median income is a little over $63K - well more than living wage.
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