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Old 06-14-2020, 08:07 AM
 
Location: NNJ
11,054 posts, read 6,253,689 times
Reputation: 12059

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I use both...

Usually cash in pocket for tips and small purchases... card for errands.
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Old 06-14-2020, 08:17 AM
 
Location: West Coast
128 posts, read 42,969 times
Reputation: 134
Yesterday... the day before yesterday... every day.


Rumors of cash's death are greatly exaggerated.
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Old 06-14-2020, 09:06 AM
 
7,358 posts, read 2,734,494 times
Reputation: 9656
I'm 99% cash free and I think it's great.
Why use cash when my credit cards pay me to use them?
Credit cards have a fraud guarantee -- cash or debit cards do not.
Another benefit of always paying by credit card is that it eliminates carrying change. I don't want or need little round pieces of metal jangling around in my pockets, or worthless pennies filling up a jar.
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Old 06-14-2020, 09:58 AM
 
Location: Loudon, TN
7,070 posts, read 5,695,624 times
Reputation: 24325
I try to always have a t least $20 on me. I usually use cash to by things less than $10, like a soda, or a small thing from the store. I also like to tip in cash at restaurants so the server doesn't get docked the 3% credit card fee out of their tip.
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Old 06-14-2020, 11:07 AM
 
Location: Washington Park, Denver
8,082 posts, read 7,505,926 times
Reputation: 9105
Quote:
Originally Posted by saibot View Post
We have a small business, and some of our customers pay us in cash. Credit card payments go straight into the bank, of course, and we can deposit checks remotely (we don't get many any more). But when we get cash, it's easier for us just to use it as it is than to take it to the bank and deposit it, then pay for things with a card. That would be extra steps.
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Old 06-14-2020, 04:33 PM
 
8,287 posts, read 4,648,955 times
Reputation: 17383
Quote:
Originally Posted by TimAZ View Post
Yesterday my wife joked about a wad of paper bills in her wallet that have been there since March and I realized that I hadn’t touched the $60 in my wallet for at least that long. Is paper money dead?
I don't spend much money on things outside grocery stores & such. But when I stop at convenience stores, I use cash. I did that a few weeks ago.
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Old 06-14-2020, 05:12 PM
 
8,893 posts, read 4,767,714 times
Reputation: 19088
Quote:
Originally Posted by Elliott_CA View Post
I'm 99% cash free and I think it's great.
Why use cash when my credit cards pay me to use them?
Credit cards have a fraud guarantee -- cash or debit cards do not.
Another benefit of always paying by credit card is that it eliminates carrying change. I don't want or need little round pieces of metal jangling around in my pockets, or worthless pennies filling up a jar.
The money you "get paid" to use the plastic has to come from somewhere. Guess what? It's added onto the cost of everything you buy!
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Old 06-14-2020, 09:26 PM
 
Location: Western Washington
10,459 posts, read 9,437,481 times
Reputation: 17798
Quote:
Originally Posted by kokonutty View Post
The money you "get paid" to use the plastic has to come from somewhere. Guess what? It's added onto the cost of everything you buy!
In an indirect way, yes.

The merchant fee charged to businesses is higher for rewards cards than for non-rewards cards. The fee for Amex is higher than for visa/mc, etc.

But credit card fees are only one cost of doing business, and certainly not the largest factor. It also does not matter if you pay with cash, check, rewards card or debit card. We all pay the same retail prices at any given store, so it does not matter which type of payment you choose to tender.
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Old 06-14-2020, 09:29 PM
 
Location: Tennessee
27,595 posts, read 20,591,792 times
Reputation: 33426
Today. Discreet bar bill.
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Old 06-15-2020, 04:02 AM
 
8,893 posts, read 4,767,714 times
Reputation: 19088
Quote:
Originally Posted by fishbrains View Post
In an indirect way, yes.

The merchant fee charged to businesses is higher for rewards cards than for non-rewards cards. The fee for Amex is higher than for visa/mc, etc.

But credit card fees are only one cost of doing business, and certainly not the largest factor. It also does not matter if you pay with cash, check, rewards card or debit card. We all pay the same retail prices at any given store, so it does not matter which type of payment you choose to tender.
Yeah, so every time you use your card for a four dollar item, the cost goes up for every cash payer also. Way to think about only yourself!
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