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I'm a bargain hunter, and if I'm i an antique store, or a furniture or appliance store making a purchase, I never just pay what's on the price tag. I always ask what's the lowest price they'll take for an item, then I throw in that I'm paying cash, I usually get at least 10% off any large purchase just by asking, and offering cash.
Yesterday my wife joked about a wad of paper bills in her wallet that have been there since March and I realized that I hadn’t touched the $60 in my wallet for at least that long. Is paper money dead?
I used it yesterday for a small order of potato puffs.
We have a small business and like someone mentioned earlier, it's easier for us to use the cash rather than wait to deposit it at the bank, especially now. And more people are paying with cash now, which I think is a bit strange.
So pretty much all business expenses go on a card, home expenses get paid online, cash for things we don't need to keep records of like food, gas, clothes.
Yesterday my wife joked about a wad of paper bills in her wallet that have been there since March and I realized that I hadn’t touched the $60 in my wallet for at least that long. Is paper money dead?
I use it for haircuts and fast food. And I only use it for fast food, because I get cash back from recycling, and have to spend it on something. Otherwise I would probably pay with a card.
I actually went into my credit union yesterday to deal with my auto insurance refund check (don't usually get enough checks to bother setting up the 'deposit your check via smartphone' app) and got $41.80 in cash, which will probably get spent at a Dairy Queen in September given our current cash burn patterns.
I've watched this thread pass by in the list for quite some time, and while I usually ignore old, continuing threads (It's Been Said Already)...
I've have a ten in my wallet so long I've idly considered framing it. I recently got a small refund at HD that was easier to take in cash, so I now have two tens and two ones. I simply never think of or reach for them no matter what I'm buying. That the current situation means I haven't been in as many places to buy as many small things (like fast food) is part of it, but I think that tenner has been there since... Thanksgiving?
Even street vendors take debit cards now. It's just so much easier...
This is one of the benefits of cash. My local mechanic (well ex-mechanic -- who has since retired) gave me 20% discount when using cash. I've been having a tough time finding someone who would give that kind of discount these days... especially someone who can work on modern cars.
My husband (a mechanic) gives a cash discount too. Credit card fees for small businesses can be so high that it's worth it to him.
In the USA, I have not used cash in the last 19 months.
Plastic, Apple Pay, and Venmo.
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