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Old 04-04-2022, 02:59 PM
 
18,250 posts, read 16,944,262 times
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Quote:
Originally Posted by Lowexpectations View Post
We have not cut any spending at this point. In fact yoy we are spring more one completely disc stuff, more than 20 or 19. Just a reality of things reopening

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Old 04-04-2022, 03:28 PM
 
Location: Coastal Georgia
50,390 posts, read 64,073,157 times
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We have not cut out non essentials yet, but we live frugally anyway. Every January we reassess. When you are retired, you need to be watchful of ways to cut back. Tax and insurance is what we have no control over. This year we qualified for reduced school taxes, so that is one saving.

I’m also watchful at the grocery store. I know what I’m used to paying and unless I really need something, I’m capable of pivoting to something else.

We seem to be getting a freakishly high tax refund this year, but part of it went to $2400. In meds for DH, which are not covered by Medicare.

We have had lots of money, and not much money, and we can be fine either way.
A splurge for me is buying Starz for a few months, or Ancestry for 6 months to see the latest census.
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Old 04-04-2022, 09:17 PM
 
3,328 posts, read 2,276,251 times
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Quote:
Originally Posted by Woody01 View Post
What?
Legit LOL
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Old 04-04-2022, 09:30 PM
 
Location: PNW
7,660 posts, read 3,290,883 times
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Quote:
Originally Posted by moguldreamer View Post
I've delayed buying in to Wasatch Peaks Ranch or the Yellowstone Club.

Bill Gates will miss you
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Old 04-04-2022, 09:35 PM
 
10,864 posts, read 6,503,023 times
Reputation: 7959
I never turn on A/C in summer when I go to bed,sometimes i have the ceiling fan on,sometimes not,it gets cooler at night,save a lot of money
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Old 04-04-2022, 10:19 PM
 
5,455 posts, read 3,395,649 times
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Food prices:
Reduced my meat consumption.
Bought frozen fruit,vegetables instead of fresh.
Buy salad fix-ins and make your own.

Electricity:
When my house gets chilly, I put on a sweater and slippers instead of turning up the heat.
I reduce usage of a/c and use oscillating fans along with it.
I turn off all lights in rooms I am not using at the time.

Water bill: I reduce the amount of time I am in the shower keeping it down to 5 minutes.
Gas bill:I only drive when I absolutely have to.
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Old 04-05-2022, 01:06 AM
 
13,285 posts, read 8,472,584 times
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Have maintained a slim to none attitude for a few years now. Rather do without then be a slave to the hyped up market industry.

These past three months- against my "will not do without!- " The heating bill went triple in cost, but not in consumption. So to combat that I had to get "tolerant" on a 60 degree home . During which I triple layer clothing and sit in a room with a heating pad. Just enough to keep me from being considered a popsicle.
This " essential" item has since been reduced to a bit over 20% in cost from last year...which while its more...Its not near the heart attack price I felt the two months of this year.

Do my own car repairs anyways. Oil change , bulb replacements, wipers, belts etc. Saves me from driving to the mech shop .

I have started seedlings for carrots, tomatoes, and kale. Anxious to see how that turns out .

I do still visit my grand kids monthly...thats a 35 min drive and some miles to get to the back country.

Only splurge I am saving for is a much needed beach trip this summer. Been 15 years since I did a week long vacay. Its about time I enjoy it with family.
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Old 04-05-2022, 06:34 AM
 
9,875 posts, read 7,757,486 times
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We did all our non-essentials cutting 2 years ago when Covid hit and our business was shut down.

Thankful our gas is still under $4. We haven't cut our driving but we are using the old economy car more. Glad we didn't trade it in when we bought the bigger vehicle last summer.
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Old 04-05-2022, 06:44 AM
 
11,177 posts, read 16,034,174 times
Reputation: 29935
Quote:
Originally Posted by 509 View Post
Having gone through several bad recessions, particularly during the decade long Carter recession that went on for a decade this is the game plan....
Quick history check for you: Carter was President for exactly 4 years and the only recession during that time didn't begin until the last year of his presidency.

So, are you saying that we were in recession throughout the 1980s rather than it ending in 1982? If so, shouldn't that be the Reagan recession, lol?
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Old 04-05-2022, 07:35 AM
 
26,194 posts, read 21,621,745 times
Reputation: 22772
Quote:
Originally Posted by Lowexpectations View Post
We have not cut any spending at this point. In fact yoy we are spending more oncompletely disc stuff, more than 20 or 19. Just a reality of things reopening

Autocorrect and words matter I guess
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