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Is it unsafe? When I was broke a couple of years ago and wanted a present for my birthday, I shamefully went on Reddit and asked for help thinking I'd get no responses. Interestingly, I got someone to send me €40.
My friend says this was stupid for the person as someone could have stolen the details but is that just paranoia? As far as I'm aware, no one can do anything with your BIC, IBAN, or even PayPal username. Even if someone did get your password, many baking apps/merchants use 2FA.
So while you're at it, go ahead and post in this thread your bank details, account number, routing number here. While you're at it, post your Social Security Number, the name of your favorite pet, the name of the Elementary School you attended, the name of your high school mascot, the make/model of your first car, your mother's maiden name, and the names of your nieces and nephews.
I'm not going to hand my bank info to anyone unless I know them extremely well and there's no alternative. Certainly not some "generous" stranger from Reddit. They might think sending you a measly $40 was a good investment in the future. OK, maybe they would eventually get caught trying to access your account later but tracking them down takes time. A savvy scammer can get away with a lot in minutes.
Their good.. very good.. be wary of all.. I remember the first ones were all Indian or African royalty who had to hide money away in UK or US banks for safety and would pay thousands if I would do this for them... they were usually signed Princess whatdomecallit.. and easy to spot ..now however theyve got very smart... so never ever give out your bank or any other personal details to anyone... my daughter too was on a holiday site.. to book a holiday.. but then got what she thought was an email from the company... it wasnt... they asked for a bank transfer instead of paid through paypal..or whatever.. this is another scam but done very well.. dont fall for any of them..
Is it unsafe? When I was broke a couple of years ago and wanted a present for my birthday, I shamefully went on Reddit and asked for help thinking I'd get no responses. Interestingly, I got someone to send me €40.
My friend says this was stupid for the person as someone could have stolen the details but is that just paranoia? As far as I'm aware, no one can do anything with your BIC, IBAN, or even PayPal username. Even if someone did get your password, many baking apps/merchants use 2FA.
2FA is not foolproof. A cybercriminal may be able to call your carrier, claim to be you, and get texts redirected to a device they have.
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