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Old 07-01-2008, 11:21 AM
 
48,509 posts, read 86,196,823 times
Reputation: 18105

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Frankly the american life style now makes this pretty easy ofr most americans. It is the heavily in debt that will have a harer time.
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Old 07-01-2008, 11:47 AM
 
Location: Houston, Texas
10,425 posts, read 45,500,129 times
Reputation: 10419
Yikes !! If we cut one more thing we will be living in a 3rd world country! Is this what our society has come to? Spending the better part of our waking day figuring out what to cut just to survive?

I just read every post. I dont recall anyone mentioning to turn up the thermostat. Maybe it isn't such an issue for most but where I am, today for example it will be 116 degrees and the real heat is yet to come.

I set my thermostat at 84 while most people set it at 75-77. Those $500 a month electric bills are just too hard to cover.

Since I drive past her work on the way to my work, it became logical to get rid of one car and I take her to work and pick her up. So we saved more then a thousand dollars a year on insurance and whatever maintenance costs.

I will not be filling the pool this summer. $75/m to run the pump and $25/ for chemicals.

We have a beautiful motor home. (bought it before the gas prices jumped). I sometimes look at it and the $375/m payment. But I think that if I ever become homeless, as long as I can still come up with $375 each month, we will never be homeless. The RV is more comfortable then our home, just a little smaller.

We own lake front property free & clear in south Texas. I sometimes look at the value of it and if I sold it I would be sitting on a nice sum of money. Then I think if we ever become homeless we can just park our RV on our land and live quite cheaply. We can grow a large garden to feed us and water it with lake water. We can catch fish for dinner.

No matter what this depression....oops I mean recession throws at us - We will survive !!!
We will survive !!!
We will survive !!!
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Old 07-01-2008, 02:13 PM
 
8,392 posts, read 13,943,712 times
Reputation: 10930
Quote:
Originally Posted by desertsun41 View Post
Yikes !! If we cut one more thing we will be living in a 3rd world country! Is this what our society has come to? Spending the better part of our waking day figuring out what to cut just to survive?

I just read every post. I dont recall anyone mentioning to turn up the thermostat. Maybe it isn't such an issue for most but where I am, today for example it will be 116 degrees and the real heat is yet to come.

I set my thermostat at 84 while most people set it at 75-77. Those $500 a month electric bills are just too hard to cover.

Since I drive past her work on the way to my work, it became logical to get rid of one car and I take her to work and pick her up. So we saved more then a thousand dollars a year on insurance and whatever maintenance costs.

I will not be filling the pool this summer. $75/m to run the pump and $25/ for chemicals.

We have a beautiful motor home. (bought it before the gas prices jumped). I sometimes look at it and the $375/m payment. But I think that if I ever become homeless, as long as I can still come up with $375 each month, we will never be homeless. The RV is more comfortable then our home, just a little smaller.

We own lake front property free & clear in south Texas. I sometimes look at the value of it and if I sold it I would be sitting on a nice sum of money. Then I think if we ever become homeless we can just park our RV on our land and live quite cheaply. We can grow a large garden to feed us and water it with lake water. We can catch fish for dinner.

No matter what this depression....oops I mean recession throws at us - We will survive !!!
We will survive !!!
We will survive !!!

Respectfully..if you own a home , a nice motor home, a lake front property in Texas, and a pool you are in no danger of living like you are in a third world country. If you have a roof,water and food you are better than most 3rd world people.
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Old 07-01-2008, 03:17 PM
 
Location: Arlington, VA
593 posts, read 2,273,977 times
Reputation: 301
My expense-cutting ideas:

-cancel the gym membership and work out in the "great outdoors" instead
-cancel cable TV entirely. I'll spend more time being social, and the few shows I "need" to watch I can just catch on Hulu - Watch your favorites. Anytime. For free. or buy a few a month on iTunes for $2 each. Sure beats $60/mo. for cable.
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Old 07-16-2008, 04:08 AM
 
24 posts, read 106,250 times
Reputation: 37
How I cut my expenses and saved $500 a month?

I did it by getting rid of my 2005 Chevy Tahoe (along with a $500 car note) in late October 07 and bought me a 1999 Honda Accord with the extra money that I made off of the sale of the Tahoe. Now the money the extra money that i'm saving is going straight into the bank so I don't see it... and don't miss it.
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Old 07-16-2008, 04:21 AM
 
14,110 posts, read 26,622,229 times
Reputation: 23299
Regarding the RV-living on lakefront lot people, a lot of places won't allow an RV on your own property for too long. I owned a lot in Colorado that allowed an RV for up to three months IF you were building a house there, and so on.
It sounds like posters have plenty of "fat" in their systems- unneeded second cars, large cars, motorized toys, and so on.
I would cancel the gym membership that I keep meaning to use. I'd also buy fewer prepared foods at the supermarket. I guess I could cut down my charitable contributions if absolutely necessary, but they do mean a lot to me.
I'd let my pack of rescue dogs become fewer through attrition (currently have five).
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Old 07-16-2008, 04:27 AM
 
486 posts, read 903,562 times
Reputation: 199
Default I guess

Hmmmmm......

I guess I could stop going out to lunch everyday. I could stop going out to dinner so frequently. I probably should anyway, have you seen the people that come out of some of those kitchens. lol

I could cut my cable down to the basic package.

I could stop driving so much and save all my errands for Saturday and then plan out my route.

I could stop buy clothes/shoes everytime I get paid. Then I would have to figure out another form of therapy.....
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Old 07-16-2008, 07:58 AM
 
Location: Forests of Maine
31,528 posts, read 51,143,183 times
Reputation: 20526
Quote:
Originally Posted by mkmkm99 View Post
How I cut my expenses and saved $500 a month?

I did it by getting rid of my 2005 Chevy Tahoe (along with a $500 car note) in late October 07 and bought me a 1999 Honda Accord with the extra money that I made off of the sale of the Tahoe. Now the money the extra money that i'm saving is going straight into the bank so I don't see it... and don't miss it.
I assume that:

"money that i'm saving is going straight into the bank so ... "

Is only a phrase to use. Do be careful leaving cash in a bank.
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Old 07-16-2008, 08:00 AM
 
Location: Forests of Maine
31,528 posts, read 51,143,183 times
Reputation: 20526
Quote:
Originally Posted by maaci View Post
Hmmmmm......

I guess I could stop going out to lunch everyday. I could stop going out to dinner so frequently. I probably should anyway, have you seen the people that come out of some of those kitchens. lol

I could cut my cable down to the basic package.

I could stop driving so much and save all my errands for Saturday and then plan out my route.

I could stop buy clothes/shoes everytime I get paid. Then I would have to figure out another form of therapy.....
You have cable?
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Old 07-16-2008, 05:54 PM
 
24 posts, read 106,250 times
Reputation: 37
Quote:
Originally Posted by forest beekeeper View Post
I assume that:

"money that i'm saving is going straight into the bank so ... "

Is only a phrase to use. Do be careful leaving cash in a bank.

thanks... I hear what you're saying. Just saw something on the news about people trying to get their money out of that one bank.

soon i might have to bury the money in the yard....hehehehe.
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