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The balance on my Chase card (which isn't very much, about $700) is locked at 0% because they had a special offer last month. That amount will stay at 0% until it's paid off. I put a Christmas plane ticket to the Caribbean on it for myself.
Personally I like Chase. I have had them for years and they have great customer service, in my experience, and they will red flag my account if something seems wrong. I appreciate that. I don't care about the rates because I pay it off each month.
The bigger the bank, the greedier they seem to be. I'm much happier dealing with small hometown banks, and credit unions. The provide all the services I need, and at a much lower cost to me.
It seems every time I read about credit cards and mortgages and finances in these forums, everyone is in such excellent, top-of-the-line financial shape that they just feel the need to bash everyone else. We're so lucky to be visited by these geniuses!
Personally I like Chase. I have had them for years and they have great customer service, in my experience, and they will red flag my account if something seems wrong. I appreciate that. I don't care about the rates because I pay it off each month.
Well I was with Chase for years too but I left as I posted earlier..the best they could do for me with a refi was 6.50%.
Well I was with Chase for years too but I left as I posted earlier..the best they could do for me with a refi was 6.50%.
That makes sense. People have to go with whoever offers the best deals for them. I know that some companies are tightening up and if you have 1 little infraction they are going to make you pay.
prior to 1974 (killed by 1974 federal antidiscrmination credit act ) a husband could not incur debt without his signature. looking back, i dont think that was an insane law.
prior to 1974 (killed by 1974 federal antidiscrmination credit act ) a husband could not incur debt without his signature. looking back, i dont think that was an insane law.
Wow that's the way it should be. It needs to work both ways though. I don't think another person even a spouse should be responsible for your debt.
Master Card , is considering limiting the use of their cards for consumables. Tobacco , booze , groceries, etc. will be restricted sales using their cards. They want people to buy the big ticket items , like flat screen tTVs , and , not waste their credit limit on recurring debt. Look for a letter in the mail from them soon........
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