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Old 12-12-2008, 12:50 PM
 
Location: Montrose, CA
3,031 posts, read 8,183,366 times
Reputation: 1943

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The balance on my Chase card (which isn't very much, about $700) is locked at 0% because they had a special offer last month. That amount will stay at 0% until it's paid off. I put a Christmas plane ticket to the Caribbean on it for myself.
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Old 12-12-2008, 01:50 PM
 
Location: Great State of Texas
86,068 posts, read 74,754,136 times
Reputation: 27602
And..Chase can refinance your home at a great rate of 6.5% while other banks can offer 4.875%.
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Old 12-12-2008, 02:40 PM
 
Location: Where the sun likes to shine!!
20,521 posts, read 27,042,834 times
Reputation: 88586
Personally I like Chase. I have had them for years and they have great customer service, in my experience, and they will red flag my account if something seems wrong. I appreciate that. I don't care about the rates because I pay it off each month.
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Old 12-12-2008, 03:00 PM
 
16,308 posts, read 25,567,958 times
Reputation: 8305
The bigger the bank, the greedier they seem to be. I'm much happier dealing with small hometown banks, and credit unions. The provide all the services I need, and at a much lower cost to me.
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Old 12-12-2008, 03:05 PM
 
Location: Coachella Valley, California
15,580 posts, read 37,295,192 times
Reputation: 13258
It seems every time I read about credit cards and mortgages and finances in these forums, everyone is in such excellent, top-of-the-line financial shape that they just feel the need to bash everyone else. We're so lucky to be visited by these geniuses!
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Old 12-12-2008, 03:27 PM
 
Location: Great State of Texas
86,068 posts, read 74,754,136 times
Reputation: 27602
Quote:
Originally Posted by younglisa7 View Post
Personally I like Chase. I have had them for years and they have great customer service, in my experience, and they will red flag my account if something seems wrong. I appreciate that. I don't care about the rates because I pay it off each month.
Well I was with Chase for years too but I left as I posted earlier..the best they could do for me with a refi was 6.50%.
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Old 12-12-2008, 03:37 PM
 
Location: Where the sun likes to shine!!
20,521 posts, read 27,042,834 times
Reputation: 88586
Quote:
Originally Posted by HappyTexan View Post
Well I was with Chase for years too but I left as I posted earlier..the best they could do for me with a refi was 6.50%.
That makes sense. People have to go with whoever offers the best deals for them. I know that some companies are tightening up and if you have 1 little infraction they are going to make you pay.
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Old 12-12-2008, 03:42 PM
 
Location: southern california
57,906 posts, read 76,880,876 times
Reputation: 51256
prior to 1974 (killed by 1974 federal antidiscrmination credit act ) a husband could not incur debt without his signature. looking back, i dont think that was an insane law.
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Old 12-12-2008, 04:00 PM
 
Location: Where the sun likes to shine!!
20,521 posts, read 27,042,834 times
Reputation: 88586
Quote:
Originally Posted by Huckleberry3911948 View Post
prior to 1974 (killed by 1974 federal antidiscrmination credit act ) a husband could not incur debt without his signature. looking back, i dont think that was an insane law.
Wow that's the way it should be. It needs to work both ways though. I don't think another person even a spouse should be responsible for your debt.
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Old 12-12-2008, 07:28 PM
 
Location: State of Superior
8,632 posts, read 14,240,481 times
Reputation: 2777
Master Card , is considering limiting the use of their cards for consumables. Tobacco , booze , groceries, etc. will be restricted sales using their cards. They want people to buy the big ticket items , like flat screen tTVs , and , not waste their credit limit on recurring debt. Look for a letter in the mail from them soon........
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