what should I do when my paypal account access is limited?

[evilnewbie]

Originally Posted by DDevil

I had my credit card linked to my PayPal account.
One fine day in December 2008, my account access was limited and I got the same screen saying "Add a checking account".
I called up PayPal and they said something on the lines of "Due to the economy we no longer trust credit cards and want you to give us your checking account number just in case".
They also said that payments will be charged to the credit card only.
So I entered my checking account details and used PayPal, payments are being charged to my credit card, no issues or scams so far.

Don't trust credit cards? Huh? I have a paypal account and it has a credit card and no checking account... guess what, I used it last week to make purchase... and without any "limits" either... If it is true that they are doing this, they are targeting specific people... I wonder why...

[DDevil]

No idea why, I know plenty of people like you who didnt have to enter anything else apart from their credit card information.
I am not a heavy user either, I have never bought anything worth more than $50 using PayPal, and I buy once in 6 months or so.
Most of the time I buy from Amazon without using PayPal.

[darstar]

Originally Posted by evilnewbie

Don't trust credit cards? Huh? I have a paypal account and it has a credit card and no checking account... guess what, I used it last week to make purchase... and without any "limits" either... If it is true that they are doing this, they are targeting specific people... I wonder why...

Never answer anything from Ebay , or Pay Pal off an incoming email. Go to your secure account site , if its not there also , its a scam. same goes for your checking account.
If you do not have a pay pal credit card , you must have a checking account back up for them to debit. Most people use the pay pal debit card with bank account back up. Its very secure. The Pay Pal credit card is just like any other , issued by GMAC bank , I think, or , could be GE credit issued as well.
Many people use Pay Pal as a security/ investment, as they do pay interest on your balance. Try that with a credit card ! There are no monthly fees , or " administrative " cost. They do , however charge a percentage on incoming payments , so its best not to have people pay you by Pay pal , if its a large amount.