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About an hour ago, I fell for a scam online and paid a couple bucks to receive some money making kit. I am embarrassed to admit this and I know a few of you will probably want to reprimand me for it. The catch is that the fine print said I will be charged monthly if I don't cancel in 7 days. I then proceeded to read several threads of people recounting their experiences with this product. They all ended up canceling their credit cards for the most part since canceling with the company is apparently extremely difficult. Now my question is can I just cancel my debit card (wells fargo) without it having been lost or stolen? I'd hate to lie and say that it has. Will the bank make it easy for me to just cancel it and reissue me a new card or will it be fairly difficult? Any advice would be greatly appreciated. Please don't tell me anything along the lines of "you deserved it" because I already know it was a stupid move. I'm just trying to fix it before I can't anymore. Thank you.
Last edited by 2goldens; 05-27-2009 at 03:06 PM..
Reason: Moved from Other Topics
This might work better in business & banking but I think I can answer. I had a credit card that I thought had been compromised. I called the CS number on the card and canceled it. Then they overnighted a new card. They will ask you to verify recent charges and contact anyone who automatically bills that card. Good luck.
Just call the number on the back of your card and tell them you were scammed online and that your card was compromised. They won't hold it against you.
Just call the number on the back of your card and tell them you were scammed online and that your card was compromised. They won't hold it against you.
I agree, I also think it's "good house keeping" to do it once a year as well if you use your card to buy things online a lot.
call the company, cancel the subscription, do it by their parameters. If you cancel the credit card and get a new one, some of the sophisticated subscriptions can transcend changing numbers, they have your info, therefore they have your approval, card number is irrelavent. Cancel the subscription, then change the credit card number for a new one.
Location: Georgia, on the Florida line, right above Tallahassee
10,471 posts, read 15,831,906 times
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Take your card and drop it in the garbage disposal. Flick it on "High speed/destroy mode."
Call your card company and tell them, "Well, it sort of dropped in the garbage disposal."
See? You haven't lied. It did sort of drop in the garbage disposal. You could also do a "Well, it fell in the fireplace.", or "Well, I was angry at my spending habits, and I had these scissors, and I went all Jason Vorhees on them."
Incidently, a long time ago, my login was compromised for a game site that didn't have my entire card number, but they had part of it that showed on my login, plus my name, address and phone number. I cancelled my card by simply calling the card provider and telling them I got hacked.
cancel the card. dont beat yourself up some people have a real hard time with credit cards, consider counseling if it is biting you big time there are also great 12 step for the strong compulsive spender.
cards are deadly they destroy marriages.
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