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Old 08-27-2009, 04:17 AM
 
4,711 posts, read 11,498,675 times
Reputation: 3789

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Quote:
Originally Posted by sonarrat View Post
Above poster: the USPS loses mail a lot...

Well, then I've been very lucky. I've been paying bills, filing taxes, etc by mail for about 35 years and have never had this happen before.

What is the alternative....paying bills online? I haven't had any luck with that at all....hackers got me twice within just a few years.
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Old 08-27-2009, 09:24 AM
 
5,748 posts, read 11,174,027 times
Reputation: 4504
I have used my bank's on-line interface to pay bills for years and have never been compromised.
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Old 08-27-2009, 11:37 AM
 
8,648 posts, read 15,974,051 times
Reputation: 4595
Quote:
Originally Posted by car54 View Post
Well, then I've been very lucky. I've been paying bills, filing taxes, etc by mail for about 35 years and have never had this happen before.

What is the alternative....paying bills online? I haven't had any luck with that at all....hackers got me twice within just a few years.
"Well, then I've been very lucky. I've been paying bills, filing taxes, etc by mail for about 35 years and have never had this happen before."

I've had mine lost/delivered to the wrong address several times...And I have had mail delivered to my address several times that wasn't my address..Once I even had a ladies SS check delivered to my address...She lived about 1/2 mile from me so I took it to her.. I have a piece of mail right now that belongs to my neighbor, I will take it to them when they get home from work...


So it happens often and you are lucky if it has not happened to you, but I bet it has and just don't know it because it was not an important piece of mail.
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Old 09-28-2009, 10:54 AM
 
Location: EPWV
13,676 posts, read 7,085,695 times
Reputation: 14844
Anyone see this yet? Been hearing this from CNN too alot today 9/28.
Credit card limits being cut based on where you shop. « Aware Brain

Short excerpt:
Credit card companies are now admitting to using profiling of your purchase patterns, and cutting credit limits accordingly. Even if you pay your statement on time, or even in full, your credit card limit will be cut if you shop at the wrong stores.
A “wrong store” is flagged if other customers that shop there pay their bills late. An American Express cardholder, with a 764 FICO score, had his line cut from $10,800 to $3,800:
[CENTER]“….one of the reasons American Express gave for lowering his credit limit: “Other customers who have used their card at establishments where you recently shopped have a poor repayment history with American Express.” [/CENTER]

This stinks !!!!
Yeah, well we're sorry that's happening but why take it out on the individual person WHO IS making payments? Not everyone has cash on them at all times and here we're coming up on the holidays and we want to get presents for family members. It seems like this policy is going to hurt alot of stores.
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Old 09-28-2009, 11:10 PM
 
Location: Conejo Valley, CA
12,470 posts, read 18,214,253 times
Reputation: 4343
Over the last 1-2 years I paid off a bunch of my CC debt that was either ending its promo period or they where they jacking up the rate, now they are flooding me with balance transfer offers again.

Seems like they realized that their old methods of evaluating risk were horrible and refined matters over the last 1-2 years and are starting to more aggressively make offers to people that are good risks under their updated models.
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Old 09-29-2009, 11:20 AM
 
Location: Houston, TX
17,031 posts, read 28,224,198 times
Reputation: 16222
Quote:
Originally Posted by user_id View Post
Over the last 1-2 years I paid off a bunch of my CC debt that was either ending its promo period or they where they jacking up the rate, now they are flooding me with balance transfer offers again.

Seems like they realized that their old methods of evaluating risk were horrible and refined matters over the last 1-2 years and are starting to more aggressively make offers to people that are good risks under their updated models.
I agree...I've been getting deluged by credit card companies as I paid off a bunch of debt and my credit is pretty good. Maybe moving lot helps too.
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