Question about instant payments for PayPal (credit card, visa, buy, sell)

[West of Encino]

How can I make instant payments on PayPal without having to pay through EChecks and wait for it to pend?

I have no patience whatsoever. Echecks always takes a while for it to get cleared!

[myrc60]

You have to link your checking account or possibly a credit card. I use my checking account and they always go right through and I have never had a problem with fraud.

[eofelis]

I set up a separate checking account to link to my paypal account. It's just one of the free checking deals at my bank. I try to mostly sell on ebay and I withdraw money payed to me from paypal to that account. When I buy something and pay with paypal I either have it taken out of my checking account or I pay it with a credit card that I have attached to that account. I haven't had any fraud problems in the 4 or 5 years I've done this.

[las vegas drunk]

Originally Posted by West of Encino

How can I make instant payments on PayPal without having to pay through EChecks and wait for it to pend?

I have no patience whatsoever. Echecks always takes a while for it to get cleared!

I agree it is a PITA! I called Paypal a while back, and they said I needed to attach a credit card or debit card to the account to avoid this. Since adding the my credit card, the payments are now instant.

[West of Encino]

Originally Posted by las vegas drunk

I agree it is a PITA! I called Paypal a while back, and they said I needed to attach a credit card or debit card to the account to avoid this. Since adding the my credit card, the payments are now instant.

I did that once. But for some reason after I did, they said it was already there.

[myrc60]

Originally Posted by West of Encino

I did that once. But for some reason after I did, they said it was already there.

I think you have to verify the card; did you? I think that amounts to (or did) paypal depositing a small amount to the card and you have to tell them how much they put in (or maybe it's a small debit); it's been so long I don't remember. I've been a paypal member now for about 10 years.

[West of Encino]

Originally Posted by myrc60

I think you have to verify the card; did you? I think that amounts to (or did) paypal depositing a small amount to the card and you have to tell them how much they put in (or maybe it's a small debit); it's been so long I don't remember. I've been a paypal member now for about 10 years.

Don't know how to do that.

[las vegas drunk]

Originally Posted by West of Encino

Don't know how to do that.

Call up or email paypal, and tell them you need to reverify your credit and/or debit card. They will send an amount under a dollar that will show up in your statement. You can also check for this in about 3-4 days online. Once you get the amount, go back to paypal and enter the amount. Once it ok's it, your payments will be instant from then on.

[myrc60]

Originally Posted by West of Encino

Don't know how to do that.

When you login to your account click on MY ACCOUNT on the top left side of the page; then underneath that is another group of options; here click on Profile and another group of options will appear; choose Add or Edit Credit Card.

When you get to that there should be an option next to the credit card in question to Verify. I don't see it because mine is already verified but that is where you would find the option.

[West of Encino]

Originally Posted by las vegas drunk

Call up or email paypal, and tell them you need to reverify your credit and/or debit card. They will send an amount under a dollar that will show up in your statement. You can also check for this in about 3-4 days online. Once you get the amount, go back to paypal and enter the amount. Once it ok's it, your payments will be instant from then on.

Mine was a Visa, I tried guessing the code, so they disabled it. So I had to go to the bank to get a new one. Would that work? Would I get a new code?

I know it sounds petty. If PayPal wasn't holding me back, I would be up and ready to go.