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Old 02-10-2010, 03:35 PM
Location: Vermont
11,466 posts, read 13,374,580 times
Reputation: 17596


I'm not sure this should be in Personal Finance or the general finance category, but I think it's worth pointing out.

Periodically you will receive a statement from the Social Security Administration setting forth your Social Security earnings record and anticipated disability, survivors, and retirement benefits based on current contributions. It is very important that you read it in order to catch errors that could hurt you in the long run.

It actually happened to me. Several years ago I got my statement and I saw that there was a period of time--I don't recall whether it was a single quarter, or longer--with no earnings at all reported. This seemed strange, since I've been employed full time or more since 1979. Upon investigation it turned out that the company that my employer had been using for payroll hadn't reported Social Security earnings for me or any other employee. My action in following up on this enabled us to correct the problem for everyone.

This is not the kind of problem you want to find out about for the first time when you are about to retire, or when a family member is signing up for survivors benefits.

Check those reports.
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Old 02-10-2010, 03:44 PM
Location: MN
761 posts, read 3,281,005 times
Reputation: 446
That is very good advice as I was just talking about these statements with a coworker today.
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Old 02-10-2010, 05:14 PM
Location: Great State of Texas
86,052 posts, read 80,323,694 times
Reputation: 27688
I get one every year..must have went automatic some time ago. I do remember the first few years I had to request it. I always look it over and compare to the previous year.

You don't want to find out they've made a mistake when you go to apply for SS.
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Old 02-10-2010, 05:48 PM
17,456 posts, read 23,764,969 times
Reputation: 51225
Good thread here! This sort of thing happened to me in 1979 and 1980.

I requested determination of benefits in the mid-90's. Imagine my surprise when I get the statement and notice zero hours for 1979. I got back with the local office with W-2 and check stubs in hand (I grossed 23,300 that year).

Leave no stone unturned! Stay on top of your figures!
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