[annerk]

Originally Posted by hashbrown

I really doubt if you got pulled over the cop would go through the trouble of opening up an investigation to see that you are paying in state tuition or that you were employed previously. Since you will likely be moving out of state in less than a year for a job offer, save your time and money and keep the registration the way it is. As Rabflmom mentioned, you do not gain residency in FL by going to school, and if that is all you are doing now, nothing to worry about.

The problem is the FL license and the out of state registration. If the car is registered to the father he might get away with it. but if the car is registered to the OP, he's going to be cited for it.

The other problem is that he's not just going to school here, but also paying residents tuition--which means he owes the state one way or another. Keep in mind that what he isn't paying, the rest of us are...

[seain dublin]

Originally Posted by GatorMama

If you are paying "in state" tuition, you are considered a "resident". As a "resident", the state of FL is going to have issues with you not having FL registration and FL insurance. Period.

Edit, to see the rest of the above post as I was writing as they were editing...in the state of FL, you MUST have a valid insurance company that has agents in the state of FL. They do not accept out of state insurance. HOWEVER, if you are with one of the big names, chances are, you can easily switch over...but you must have valid Florida coverage insurance.

Tell that to the many FL residents who drive around with no car insurance.

I love it when people start saying what the law is, because it isn't what is enforced.

FL unlike other states does nothing about getting the uninsured off the road.

If a motorist is stopped for some reason and doesn't have insurance they get a ticket and keep driving.

I see expired tags all the time. Nothing is done about it.

In other states expired tags and no car insurance will you get your car towed to the impound lot, amazing how that works as an incentive to get things taken care of properly.

You even see from time to time paper plates where someone writes "License plate stolen"....LOL.

Try driving in other states with something like that.

[Spring Hillian]

The big question and only question is who has title to the car and where is it titled? If its in your home state, you have no problem. Drivers License covers you for driving any car, any state. The insurance depends on where the car is titled.

Originally Posted by steve k

Hello,

First off, thank you to anyone who can shed some light on this for me.

Situation facts:

I moved to Florida in 2007, and have kept my out-of-state auto registration/plate.

I also have kept my o-o-s insurance as well, under my father's policy, as it is much cheaper for me to pay him than to have my own policy (obviously, since I am younger).

I did get a FL license shortly after moving down, as I was told it was the law that you obtain one within 10 days of moving down.

I am a full-time student paying in-state tuition, and I have held a job in FL as well (however, not currently employed).

I spoke to my insurance agent when originally moving, and asked about keeping the car reg/ins'd o-o-s, to which he replied was fine/legal as long as I was a student.


Does anyone have any experience with this?..am I legally reg/ins'd for FL?

I appreciate any input on this...thank you!

-steve k.-

[Spring Hillian]

Yes, if you cannot produce an insurance certificate, you get a ticket. You show up in court with the certificate and the fine is dismissed. If you do not show up, a warrant for your arrest is issued. If you show up and don't have insurance certificate in full force and effect when you got the ticket, you get fined. Expired tags are a fine too. Lots of people get stopped and ticketed for that.

I've never, in 23 years, seen "license plate stolen".

Keep something in mind: You are not in "other states" and nobody really cares what they do in "other states".

Originally Posted by seain dublin

Tell that to the many FL residents who drive around with no car insurance.

I love it when people start saying what the law is, because it isn't what is enforced.

FL unlike other states does nothing about getting the uninsured off the road.

If a motorist is stopped for some reason and doesn't have insurance they get a ticket and keep driving.

I see expired tags all the time. Nothing is done about it.

In other states expired tags and no car insurance will you get your car towed to the impound lot, amazing how that works as an incentive to get things taken care of properly.

You even see from time to time paper plates where someone writes "License plate stolen"....LOL.

Try driving in other states with something like that.

[Momma_bear]

Originally Posted by steve k

Hello,

First off, thank you to anyone who can shed some light on this for me.

Situation facts:

I moved to Florida in 2007, and have kept my out-of-state auto registration/plate.

I also have kept my o-o-s insurance as well, under my father's policy, as it is much cheaper for me to pay him than to have my own policy (obviously, since I am younger).

I did get a FL license shortly after moving down, as I was told it was the law that you obtain one within 10 days of moving down.

I am a full-time student paying in-state tuition, and I have held a job in FL as well (however, not currently employed).

I spoke to my insurance agent when originally moving, and asked about keeping the car reg/ins'd o-o-s, to which he replied was fine/legal as long as I was a student.


Does anyone have any experience with this?..am I legally reg/ins'd for FL?

I appreciate any input on this...thank you!

-steve k.-

You may wind up having problems with your in state tuition if the university finds out that your car is registered and insured in another state.

[seain dublin]

Originally Posted by Spring Hillian

Yes, if you cannot produce an insurance certificate, you get a ticket. You show up in court with the certificate and the fine is dismissed. If you do not show up, a warrant for your arrest is issued. If you show up and don't have insurance certificate in full force and effect when you got the ticket, you get fined. Expired tags are a fine too. Lots of people get stopped and ticketed for that.

I've never, in 23 years, seen "license plate stolen".

Keep something in mind: You are not in "other states" and nobody really cares what they do in "other states".

Actually a lot of people care how they do it in other states.

FL creates a lot of its own problems in regards to road safety, and one of them is not getting the uninsured drivers off the road.

If they don't pay the ticket eventually their license gets suspended, so they drive with no car insurance and no valid license.

If they get stopped again and their license comes up suspended then they get arrested.

But the car is not impounded, so they make bail and keep driving.

You impound the car, you get them off the road, they then have the opportunity to either get their mess straightened out or the car can stay in impound.

Most states do this and it works.

[stahltkd]

Originally Posted by steve k

Hello,

First off, thank you to anyone who can shed some light on this for me.

Situation facts:

I moved to Florida in 2007, and have kept my out-of-state auto registration/plate.

I also have kept my o-o-s insurance as well, under my father's policy, as it is much cheaper for me to pay him than to have my own policy (obviously, since I am younger).

I did get a FL license shortly after moving down, as I was told it was the law that you obtain one within 10 days of moving down.

I am a full-time student paying in-state tuition, and I have held a job in FL as well (however, not currently employed).

I spoke to my insurance agent when originally moving, and asked about keeping the car reg/ins'd o-o-s, to which he replied was fine/legal as long as I was a student.


Does anyone have any experience with this?..am I legally reg/ins'd for FL?

I appreciate any input on this...thank you!

-steve k.-

Originally Posted by 41mag

why don't you transfer title to your father since insurance is on his policy any way and you are an insured driver,that should allow you to keep registration and insurance in your home state

Originally Posted by hashbrown

I really doubt if you got pulled over the cop would go through the trouble of opening up an investigation to see that you are paying in state tuition or that you were employed previously. Since you will likely be moving out of state in less than a year for a job offer, save your time and money and keep the registration the way it is. As Rabflmom mentioned, you do not gain residency in FL by going to school, and if that is all you are doing now, nothing to worry about.

"I am not a resident of Florida but I have business that keeps me in Florida sometimes for several months at a time. Must I comply with Florida's insurance laws?

Yes. Any person who has a vehicle in Florida for more than 90 days during a 365-day period must purchase personal injury protection and property damage liability insurance coverage. The 90 days do not have to be consecutive." http://www.flhsmv.gov/ddl/frfaqgen.html

[justNancy]

Young people get stopped more often, so it's probably different, but I could drive around for years without anyone ever knowing if or when I'm in Florida. The OP said he has legal registration and insurance, but wants to know about registering his car. Talking about people without insurance is not the subject here.

Regarding "any person who has a vehicle in FL for more than 90 days," that has to refer to cars registered in Florida. If not, every snowbird who stays here for more than 90 days would be in violation of the law. Just in the community where I live there are at least 300 cars from other states parked here for over 90 days a year. Some people drive here in Nov and go back to Ohio for Christmas and drive back to FL in Jan and stay until April. Many of my neighbors are from Canada. It would be an expensive and difficult (if not impossible) task if cops went around stopping everyone to check their insurance and investigate how long they've been here.

As long as a driver knows his insurance will cover the vehicle he's driving if he's in an accident is all that really matters. Driving without a license or insurance is a different subject.

Originally Posted by seain dublin

But the car is not impounded, so they make bail and keep driving.

I've met people whose cars were impounded for not having insurance. Last summer a man knocked on the door looking for yard work. I asked where his car/truck was and he said it was impounded for not having insurance. I began to tell him how important it is to have insurance, but then he mentioned his wife was in jail for driving with a suspended license.

Since we're quoting the law....

[URL="http://www.flhsmv.gov/ddl/frfaqgen.html"]Official Website Florida Department of Highway Safety and Motor Vehicles[/URL]

What if I fail to keep insurance on my vehicle that I have registered in Florida?
The Department of Highway Safety and Motor Vehicles is authorized to suspend your driving privilege, including your vehicle license plate and registration, for up to three years or until proof of Florida insurance is provided, whichever is first.
If my driving privilege is suspended because I am not properly insured, is there a penalty to reinstate my license?
Yes. A reinstatement fee of $150 up to $500, for subsequent violations, must be paid and you must provide proof of current Florida insurance.

[TXRyan23]

Word of caution...

I recently went through the same thing moving from Tennessee to Texas, My insurance company told me point blank, You have one renewal period to get insurance in the state you currently reside in (one renewal period is equal to 6 months.) anything after that and if you get into an accident, You will NOT be covered.

Floridas fees are now INSANE but you have to do it.

Also, don't get mad when they charge you full price for your tags then tell you that you have to re-new on your birthday that's 1-2-3, ect, ect months away..

[sirrob]

Originally Posted by 41mag

why don't you transfer title to your father since insurance is on his policy any way and you are an insured driver,that should allow you to keep registration and insurance in your home state

Spot on.