[urbandeco]

Just got a quote on my home in SE Coastal Florida, and it seems my new policy will go from over 2500 a year to about 1600 a year. Anybody else have such luck?? Thought, it was a catch but it seems without any hurricanes and other issues (RE, taxes etc,,) that we are finally getting a break. CYA CItizens ins!!

[WOWAddict]

Wow that would be nice. But I will wait b4 getting excited but I will check rates. Thanks for the info.

[ACTS Mom]

Mine went up in September and we still had a surcharge for Citizens, Guaranty, and a couple more funds so coastal homes could be insured....guess the state tapped into a lot of money from people who have private insurance and that's why yours went down.

[Mike1306]

Last year I paid $1800 for $336K in coverage.
This year is $690 for $359K in coverage.
If I add the comprehensive sinkhole coverage rather than just the catastrophic it would add about $950.
Still below last years for more coverage.

[chrisp160]

paid 750 last year for 300000in ocala last year and 625 this year for full coverage

[sunrico90]

Originally Posted by chrisp160

paid 750 last year for 300000in ocala last year and 625 this year for full coverage

What is your location?

[vpcats]

I got my renewal in November. Premium was $5643. Down from $6489!
So, I went to Citizens for $2427. Only $170K coverage. Increased my "other" deductible from $1000 to $2500 and used actual cost instead of replacement cost.
If I had left Citizens with the same terms as my original HOI, it would have been close to $4K.
After the first HOI was cancelled and Citizen took over and all premiums were paid, now the first insurance sent me another notice with a lower premium - by about $800.
Are they nuts?
They think I will cancel Citizens now and go with them for $4800+?????

But I'm still paying a lot more than you guys are saying here. I'm in Miami. But with the difference this year from the prior years, I feel like I've won the lottery and will be taking a nice vacation with that $$$. :-)))

[tallrick]

Wouldn't it be nice if this applied to property taxes also? Oh wait, I forgot...a monopoly (Government) can never reduce its appetite for money.

[jhlcomp]

In my earlier post on this - our insurance went down over $6,000 - we are pinching ourselves.

[sunrico90]

Will it be possible to post the names/phone of the insurance companies so others can also benefit? My only request: only members that have posted earlier, no insurance companies, new members under 10 post can't post or spammers. help me out to keep it clean.

I want to keep it informative..This can be a Christmas gift for many if they can save money.

Thank you