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View Poll Results: Why do Northerners move to Florida usually and not vice versa?
The COL/taxes are lower, even after paying for hurricane/sinkhole insurance and high sales taxes. 16 33.33%
Because blizzards and the cold are even worse than hurricanes and humidity. 32 66.67%
Voters: 48. You may not vote on this poll

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Old 07-12-2020, 01:36 PM
Location: Boston
13,765 posts, read 4,054,097 times
Reputation: 10053


as Mike Tyson said, "everybody has a plan until they get hit hard in the face". Wouldn't live in Central Florida because of the heat/humidity. The weather is becoming more volatile every year. It's only a matter of time until a hurricane(s) will decimate Florida and I don't want to be there to start over when it does. Good luck!
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Old 07-12-2020, 03:06 PM
230 posts, read 31,444 times
Reputation: 162
Originally Posted by davephan View Post
I contract a company to remove the snow from my driveway and sidewalk in Minnesota. Sometimes, I do have to shovel the snow if it's a light snow below the snow removal company's removal threshold. That's annoying when I have to shovel light snows. That problem could be fixed if I replaced my driveway with a heating tubes imbedded in the concrete. The heated driveway melts the light snows. That would be expensive to install that type of system. It would be cheaper to have a higher level commercial snow removal contract to decrease the snow removal threshold level. But I do mow my own lawn. I've been thinking about hiring a company to mow my lawn, like my neighbor does. In Florida, I would absolutely hire a company to mow my lawn.

I don't like oak trees that grow close to a home. Older oak trees rot from the inside out, and can seriously damage your home. It sounds like you had a very large oak tree very close to your home that had to taken down very carefully in small pieces, which would have been more expensive, than if the tree wasn't too close to your home or a neighbors home. I don't like rules in place that don't allow you to cut down ugly trees that drop acorns all over your driveway or cars.

One of my in laws had a large dead oak tree near his house, and it cost about $1,800 to have the tree cut down carefully in small pieces. His neighbor has a large dead oak tree that might fall on either house. That neighbor was too cheap to spend the $1,800 to remove that dead oak tree. When I heard those prices, I though that wasn't expensive at all. Compare that to the risk if you tried to cut the tree down yourself. You could be permanently injured or killed trying to do that work yourself. It's better to know your limits and let the professional do that work! If the dead oak tree damages my in law's house, that will be a lawsuit. If it injured or killed someone, that would be a financially life changing lawsuit. I think his neighbor is pretty stupid to not get that dead oak tree removed. It's a ticking time bomb!

I heard from people in "The Villages" that they pay about $1,000 a year for home insurance. That's in central Florida, maybe you don't like close to that area. If your home is older, insurance costs a lot more. Is your home block or stick built?

I don't think the majority of people in Florida have to file for insurance claims multiple times within a ten year time span. I haven't got the impression from talking to people who live in Florida that they have to file insurance claims every few years. I've talked to people who lived in Florida for decades and never had to file insurance claims. I'd be interested in hearing from more long term Florida residents who had to file many insurance claims.

I don't care for the restrictions that are so severe that you can't park your car on your own driveway. The restrictions should be balanced right so that you don't have neighbors parking boats, RVs, trailers, and dead cars on their driveways. The restrictions should be enough so that you don't have neighbors with trashy run down houses with front lawns that are tall weeds or bare dirt, that are covered with old junk like dead cars, old refrigerators and toilets.

I've price whole house generators, and they were about $10K, which doesn't seem that expensive to me. But we're probably budgeting $400K to $500K for the home. We could pay more, but it would have to be something really spectacular to invest much more than that in a house. I'm not sure what you mean about "they will permit you to give up". Maybe you mean that they county might tax you a lot of money to have the whole house generator installed.

I have thought about the gasoline generator situation. I'd need probably have about 10 to 20 five gallon gas containers, and fill the gas containers up before the gas stations get busy or run out of fuel, not wait until the last minute. I do have a possible solution for guarding your portable gasoline generator. Long before the hurricane season, install a concrete slab that's created by pouring a big block of concrete into the ground. Imbed metal into the top of the concrete so that you can lock a metal cage that you either buy or have built by a welder. The metal cage will enclose the gasoline generator, making it much more difficult to steal. It's unlikely that a criminal will spend a lot of time to cut the metal cage to steal the generator, since it would be much easier, quicker, and less chance of being caught, to steal the neighbor's portable generator that is totally unprotected. I don't know why people that own portable gasoline generators don't prepare in advance to protect their portable generator with a metal security cage.

I often see people in Florida flooding the stores at the last minute before hurricanes to buy plywood, water, batteries, and things like that. Why don't people buy those things months in advance and simply store those things in their home, instead of waiting until the last minute to buy those things? It's not hard to buy about 16 to 20 large cases of water, dozens of batteries, flashlights, and things like that. For decades, I never let my car's gasoline tank drop below half full. Sometimes I fill up after about 100 miles on the tank. I have in laws who let their tank get almost empty. I've lived that way all my life. You never know when a crisis might happen. For example, during the social unrest in Minnesota, the gasoline stations closed due to the potential violence. I was going to top off my lawn mowing gas can and I couldn't because the gasoline station was closed in the early afternoon due to the social unrest. I always keep enough gas on hand to mow my lawn at least two or three times. There was another person at the gas station said that their car's gas tank was empty and they might not be able to drive far enough to find a gasoline station that was open or drive back home. Some people never live their lives trying to prepare for potential problems. You can't prepare for every situation, but you can prepare for your basic needs.

Hopefully, there won't be as many able bodied freeloaders in Florida than there are in Minnesota that are scamming the system. I know people that work in the Social Services industry that find people that are milking the system, and they are highly encourage to look the other way, and let the able bodied freeloaders get the public assistance. Part of this is building up an empire for the people who manage the Social Services system.

I know about the toll roads in Florida. Most of them seem to be around Orlando. But the toll roads are nothing compared to Texas, where the tolls are on steroids! Having a SunPass or equivalent transponder on your car to me is a "no brainer". I'm amazed by the residents in Florida that pay with cash, when they could avoid having to stop to pay the tolls, and they could get discounts on the tolls if they bought a transponder and setup an account. Much of these problems are caused by not trying to think ahead of problems. I did the same things during my IT career, working on computer systems. Doing things to prevent problems from occurring, not always preventing problems, but significantly reduce the risk of computer system outages.

It's a sad commentary what has happened to the education system in the past several decades. Many young people are really stupid. They don't know math, they don't know history, and they don't know how to think logically. The education system has been a place where the young people become indoctrinated with the extremest leftist political ideas. Many young people actually think that Socialism and Communism are good ideas!

Sounds like you are set on living in Red State ideals, which is fine, but you are going to want to live in North Florida for that where it is more embraced. You will probably find more "ablebodied freeloaders" in this state than Minnesota. Orlando Miami and Tampa have huge homeless population, low wages, and although social services are very limited there is a very large amount of people of state and federal aid, plus they are mainly left leaning metros... North Florida loans farther right but can become very redneckish in smaller towns. The Confederate flag is waved with pride and the Klan is still around out there in some parts.

My home is block and has got hit real bad during the 05 Triad of Hurricanes. Neighbors fence came down smashing parts of my chimney, siding, through a boarded up window a few years later, then Irma took the roof apart again in 2017. These people living in the Villages are in planned managed communities and buildings... not typical rental and real estate conditions of the state. BTW condo insurance is cheaper because there is one roof to deal with and construction is uniform, it's easier and cheaper to fix. If the majority of Floridians dont dile claims, then it wouldn't take months to get adjusters to get the claims, furthermore the last storm required Agents and Adjusters to come from other states.

My oak tree is in the backyard hanging over my home with no accessible road for a tree truck to get to. The guys had to climb up with pipes straps and the works. I paid a lot for it, but it was worth not risking my life to do so.

People flood the stores during hurricane season for many reasons:
1)You can't have a stockpile of bottled and bathing water and gasoline in a cramped space. (Population of Florida is 21 million and most people live in small condos and apartments)
2)Income, not everybody has the means until charity and state/federal aid step up (watch out for freeloaders)
3) Stupidity and Laziness, Florida is not at a shortage of it. These are the same people who clear the vodka off the shelves for their hurricane parties first during a natural disaster, or but a 50 inch flatscreen with their unemployment benefits then ask for rental/mortgage forebarance.

I did mean the county will "permit" into giving up. I'm in Osceola county and they act like a mini mafia when it comes to permits and code enforcement. I have friends in Orange as well and they say it's pretty much the same.

If you are moving for political identification, which I find pretty silly you will find Florida not so aligned with the priorities you just stressed.
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