Palm Coast (Jacksonville, Osprey: mortgage, home sales, buying)

brandisboys · 06-11-2008, 05:07 PM

What is the weather like in Palm Coast in the summer? We are going there in July and we don't know what to expect especially coming from Colorado.

Matiros · 06-11-2008, 06:52 PM

July is very hot and humid. Perfect for spending time around a pool or at the beach..wear plenty of sunscreen......I have gone to Disney and Universal in July and although it is hot, there is plenty of shade and some misters. Best way to handle July is doing outdoor activities in the morning till around noon.....then do some indoor things till around 6.....then venture out again...... If you are near the ocean there are usually breezes....

My son and his family always come in July from the Pittsburgh area and they love it here in July.... Also my step daughter and her family also come down in July usually....they love the water parks, pools and the beach....

TeeJayMaJay · 06-12-2008, 12:41 PM

I used to suggest folks to RENT first, too,...... but I see in the paper many RENTERS have to move within 1-2 months since the home owners are foreclosing! YIKES! That would be such a bummer. With the great deals, I would HIGHLY SUGGEST, too, to go ahead and buy. Get settled - enjoy your new home - you can't go wrong with these prices, that is for sure! Do it NOW before it does start to rise.

Have a friend who is a home inspector and he said his business is PICKING UP BIG TIME (meaning more sales!) That is good news!!!

Insurance? We lost ours (HORACE MANN - been with them for 12 yrs - no claims but they left our county) so we shopped around. We found a GREAT ONE - even lower than what we had before FOR A HIGHER "REPLACEMENT" PRICE. In fact they are (Headqtrs) located in FLORIDA (a BIG RECOMMENDATION!!!!!!) and the agent we ended up with said that this insurance company (EDISON from TAMPA) WANTS Palm Coast as long as you live WEST of the INSTERSTATE and EAST OF HIGHWAY 1. (further away from the ocean/flood/hurricane etc). We are only 6 miles from the beach but since we are on "the other side" of the interstate in Palm Coast (live off of Belle Terre in the "B" section) and we saved A LOT! Also if your home is CONCRETE BLOCK (95% are!)....gable roof, and so on..........We saved $300 and raised our home price up!!! WOW! Wished I knew of this company sooner. We had been dropped by Horace Mann and "automatically" was put into SUNSHINE = they were WAYYYYYYY EXPENSIVE!!! We dropped them immediately. So it all depends on your type of home, and where it is.
Weather? well June, July and Aug are humid and hot so be ready! We moved from the MIDWEST when we came here and moved in JULY! It was hot but we were SO EXCITED to be done with snow and gray skies that it was not hard to accept that hot weather as we look up to those gorgeous blue skies!!! DEEP BLUE! Just hang in there and realize come the end of Sept it starts to cool off and by DECEMBER and in to FEB you will be experiencing 70 degree and adbundant sunshine! Woohoo!!!! In fact that is what the WEATHER CHANNEL even states at times "TODAY ABUNDANT SUNSHINE!" Never heard that in the Midwest!! HA!

Matiros · 06-13-2008, 06:52 PM

I happen to sit next to a realtor today at a luncheon I went to today and he told me that you can buy lots right now for around $22,000.....that is really a great buy.....I paid $33,500 (and it was a good buy) 5 years ago.....for a few years the lots were selling for close to and over $100,000.. I also went to a couple of estate/garage sales today and saw a home on the golf course for around $250K and it was a nice house, went to another home sale and it was an older house, but still nice and it was only $150,000......these are the best prices I have seen in about 7 years..... Things are starting to move here and I suspect the prices will start going back up in price.....

flaguru · 06-15-2008, 04:56 PM

Folks, be careful when considering a rental in Palm Coast. Someone posted that there are loads of foreclosures and I think this was an accurate statement. Some of my closest friends recently attempted to relocate to Palm Coast and had nothing but a nightmare. They wanted to purchase something in the near future and made arrangements to rent a cottage that was advertised in the Pennysaver by contacting the owner (the owner was super nice over the phone to these people) but after driving eight hours to Florida, they arrived to a travel trailer instead. The property had clearly been fraudulently advertised so the lesson learned was NOT to take a place sight unseen and never trust a nice old man on the phone. He had asked my friends to send a deposit via western union to hold the place so they were out $250.00 after they saw the place because the owner wouldn't return it.
After dealing with this scam, they went to a motel in the Hammock area and stayed there while they looked for other rentals but found that they weren't only getting jerked around by the motel (the manager kept changing his rates after quoting them one at check in), they were also encountering scams whereby the supposed owners (renters) would rent out a property they didn't even. Someone else was facing foreclosure and had their property on the rental market via Craigslist and my friends learned after giving them a deposit check that the property was about to foreclose. They also told me that there are loads of immigrants in Palm Coast who shouldn't even be there. Is Palm Coast a desperate area and if so, why are so many people out to cheat others just to make a buck with their properties?

Matiros · 06-15-2008, 09:31 PM

It is a buyers market....I don't know about renting.....but homes are very cheap right now and are starting back up. As for immigrants, we have a large population of immigrants from Russia and Portugal. As for immigrants that should not be here, I assume you mean illegal immigrants? If so, I would have to say this area is probably better than most places.

I think if anyone is thinking of moving anywhere, they should go and look for themselves.

TeeJayMaJay · 06-16-2008, 09:04 AM

I agree about looking BEFORE coming. We did the same as we were looking for a summer home in the Midwest nearer to family - looked great on the Internet and thank heavens we went there BEFORE agreeing to sign paper work, to see it. As we stood in the backyard the ground started to shake.......then about 100+ ft or so (seemed a whole lot closer!!) was an AMTRAK TRAIN ZOOOOOOOOMING RIGHT THROUGH!! In the backyard area!!! The whole ground shook, trees wiggling, and hubby was inside the home and said all the fixtures were rattling. The realtor said "oh you would get used to that!" HUH? There was NOTHING about that on the Internet! Nor did the realtor tell us about that....until it happened.

We quickly got into the car and left!

So DO COME and check out areas. There are SOME GOOD homes here, just check the records (easily done via web, too) to see what is happening to the home (foreclosure or what).........ask the neighbors, too. Get to meet them. See what you think. We love our neighborhood (B section INDIAN TRAILS) and there are some nice homes for sale here! Just beware and be smart! We learned our lesson with that old AMTRAK! GEZZ!!!

rocketman10 · 06-16-2008, 08:15 PM

With so many homes in forclosure it might be best to rent half a duplex as there aren't as many. Hopefully duplex's are not as prevelant with forclosures as single family homes. Of course there are no guarantees. Always check things out in person first.

Matiros · 06-17-2008, 09:34 AM

I was just surfing the net and see existing homes are starting at $80,000 and lots for $22,000... Some really good buys right now...

ssg II · 06-17-2008, 09:57 PM

Quote:

Originally Posted by Matiros

I was just surfing the net and see existing homes are starting at $80,000 and lots for $22,000... Some really good buys right now...

Lots in Mondex for 20k, and that's almost their realistic price, since there's no city water or sewer, yuk, and it's dirt roads to doublewide land. Lots in Palm Coast for 22k?

What net you surfing, dude?