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Old 05-08-2009, 07:41 AM
 
1,468 posts, read 4,355,737 times
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Anyone have any real experience with the health care plan Florida passed last year? I know it is now in effect.

Cover Florida Health Care

Last edited by mango23; 05-08-2009 at 08:19 AM..
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Old 05-08-2009, 08:48 AM
 
Location: Niceville, FL
9,284 posts, read 17,921,464 times
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It's pretty limited and if you are at all insurable you'll do better on the private market. But if you've got pre-existing conditions the private market doesn't normally touch, then it can be a godsend.

A friend of ours had stomach cancer in his 20s, and simply cannot get private individual insurance and he's not eligible for group insurance through his employer. The state program is affordable for him on his modest salary and is helping him get his high blood pressure issues (pre-existing condition #2 and he's only in his 30s) under control as well as covering him for a certain amount of ER bills if he gets in a car assident or something.
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Old 05-08-2009, 09:00 AM
 
1,468 posts, read 4,355,737 times
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Quote:
Originally Posted by beachmouse View Post
It's pretty limited and if you are at all insurable you'll do better on the private market. But if you've got pre-existing conditions the private market doesn't normally touch, then it can be a godsend.

A friend of ours had stomach cancer in his 20s, and simply cannot get private individual insurance and he's not eligible for group insurance through his employer. The state program is affordable for him on his modest salary and is helping him get his high blood pressure issues (pre-existing condition #2 and he's only in his 30s) under control as well as covering him for a certain amount of ER bills if he gets in a car assident or something.
Just so I understand, you do know someone on the program? Or were you just saying it would be good for him? I wonder how many people know this even exists? It passed and went into effect with pretty much no fanfare.
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Old 05-08-2009, 09:06 AM
 
Location: Niceville, FL
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He's actually on the program and has health insurance again for the first time in 5+ years.
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Old 05-08-2009, 09:18 AM
 
569 posts, read 1,546,282 times
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Florida has healthcare? I didn't think it existed in Florida except for Medicare for retirees. Most employer don't provide it.
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Old 05-08-2009, 09:23 AM
 
1,468 posts, read 4,355,737 times
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Quote:
Originally Posted by psouth View Post
Florida has healthcare? I didn't think it existed in Florida except for Medicare for retirees. Most employer don't provide it.
It has only been in effect since Jan 09. It seems to be a well kept secret.
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Old 05-08-2009, 10:06 AM
 
Location: Heartland Florida
9,324 posts, read 24,742,214 times
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The best way to get healthcare is to be Moderator cut: illegal. That way you get totally free healthcare.

Last edited by doggiebus; 11-24-2009 at 08:43 PM.. Reason: Wording was flaming and trolling.
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Old 05-08-2009, 10:38 AM
 
569 posts, read 1,546,282 times
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Quote:
Originally Posted by tallrick View Post
The best way to get healthcare is to be Moderator cut: illegal. That way you get totally free healthcare.
You are 100% right, sir. I just checked these plans and they are basically just catastrophe plans. One only covers up to $50,000 maximum lifetime. That's one trip to the hospital. No wonder why Crist kept this quiet.

Why don't we give this plan to the illegals and make sure they can pay the deductibles and copays first while we get the free medical? I forgot we only speak English though.

Last edited by doggiebus; 11-24-2009 at 08:44 PM..
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Old 11-24-2009, 04:53 PM
 
1 posts, read 4,374 times
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Default no exemption on employer coverage

As I understand anyone who works at a company with w-2 employees that offers health insurance to its employees cannot deny coverage to any employee even if that person is uninsurable....wcaa

Quote:
Originally Posted by beachmouse View Post
It's pretty limited and if you are at all insurable you'll do better on the private market. But if you've got pre-existing conditions the private market doesn't normally touch, then it can be a godsend.

A friend of ours had stomach cancer in his 20s, and simply cannot get private individual insurance and he's not eligible for group insurance through his employer. The state program is affordable for him on his modest salary and is helping him get his high blood pressure issues (pre-existing condition #2 and he's only in his 30s) under control as well as covering him for a certain amount of ER bills if he gets in a car assident or something.
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Old 11-24-2009, 04:59 PM
 
Location: Niceville, FL
9,284 posts, read 17,921,464 times
Reputation: 10962
You don't have to pay for insurance for part-time employees, and he's at 30 hours a week. He also dropped the state plan recently because it just didn't cover what he needed.
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