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Fort Lauderdale area Broward County
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Old 09-26-2011, 01:17 PM
1,468 posts, read 4,326,588 times
Reputation: 1080


Originally Posted by SierraDog View Post
Do you own your home outright? That must be the only way to not have windstorm coverage.
Of course as do a lot of people. Paying the windstorm part of your insurance is the worst bet/investment you will ever make if you don't have to. Want to worry about something real, worry about that tire you are carrying around you middle, high blood pressure, high cholesterol, people driving talking on cell phones, drunk drivers, that cigarette you about to light and a host of other REAL dangers that can kill you on any given day.

Being scared into worrying about things that are statistically never going to happen to you at a price that is ridiculous is somewhat crazy. But hay, the insurance companies know you will, in fact they depend on it. Somewhere along the line the American people have became cowards hiding under their beds living in a state of constant fear. Be it from terrorists or weather as in this case, all carefully orchestrated to make money from their fears. The easiest way to make money is to invent crises then claim you have the solution, of course at a price. The craziest part of this conversation is the junk houses that are built in Florida.

It storms are really a danger then build poured concrete homes that will stand for centuries, yet the roof systems you find in most houses has remained unchanged for a 100 years. If you have a newer house go in the attic and take a close look are the 2x4 gang nailed trusses and chipboard roof. Forget hurricanes, I am surprised half these places don't fall down on peoples head.

Last edited by mango23; 09-26-2011 at 01:34 PM..
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