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Old 10-14-2012, 01:11 PM
 
3 posts, read 15,649 times
Reputation: 13

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Hi, I am not sure if anybody else has received this notice. I live in Broward County, Florida and had my house insured with Citizens for about 8 years now. I just received a letter supposedly from Citizens "congratulates" me that I am being switched to a company named American Integrity Insurance Company of Florida- a company I never heard of. I am not sure if this is a good or a bad thing but I can imagine that my premium will probably skyrocket, as it did before everytime I receive a love letter from Citizens. Right now I'm paying $2000 for a 1600 sq foot townhouse. Can anybody offer me more insight and should I try to opt out? Thank you very much!
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Old 10-14-2012, 03:23 PM
 
Location: South Florida
4,958 posts, read 6,783,464 times
Reputation: 5221
I got the letter too, and am researching it as well.
Lets share what's found?
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Old 10-14-2012, 03:29 PM
 
Location: Boca Raton, FL
6,389 posts, read 10,220,144 times
Reputation: 9321
Smile Call your agent....

Check with your agent but it might be a good idea to be away from Citizens. It happened to me last year but a different firm. I was originally with State Farm for a long time - 20 plus years.

Also - things to watch for - Type of roof (gable/hip), hurricane shutters and/or impact windows, and an alarm system will help you to get credits. Make sure you get a wind mitigation report. They expire every so often.

Look at your deductible also. If you have a $1000 deductible, check out $2500.00 - may save you some money.

PS - I went with the different firm.
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Old 10-14-2012, 03:33 PM
 
Location: 112 Ocean Avenue
5,706 posts, read 8,998,691 times
Reputation: 8919
American Integrity Insurance Group
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Old 10-14-2012, 06:42 PM
 
3 posts, read 15,649 times
Reputation: 13
thanks and repped for the replies. But is there anyone who has been insured by American Integrity? I read the links and there seems to be very little details- just that the premium may be "lower or higher". I personally would want to stick with Citizens as there seems to be little benefits in switching-at least not what I can see at this moment.
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Old 10-14-2012, 08:28 PM
 
Location: Parkland 561-213-2252
166 posts, read 366,219 times
Reputation: 37
Sawgrass Mutual
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Old 10-15-2012, 08:08 AM
 
Location: South Florida
4,958 posts, read 6,783,464 times
Reputation: 5221
Quote:
Originally Posted by incivek View Post
thanks and repped for the replies. But is there anyone who has been insured by American Integrity? I read the links and there seems to be very little details- just that the premium may be "lower or higher". I personally would want to stick with Citizens as there seems to be little benefits in switching-at least not what I can see at this moment.
Please excuse my ignorance...because I'm no insurance genius
Isn't Citizens state run or something and the state wants out of the insurance business?
For some reason I feel I read that somewhere.
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Old 02-26-2014, 05:32 PM
 
1 posts, read 2,638 times
Reputation: 10
Do you insure 1988 double wide homes? State Farm is dropping their policies this year and I need to find one and not thrilled about having to go to Citizens
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